Prior to 1958 there were no universal credit cards. Each merchant made their own credit-granting decisions and issued their own charge cards. Actually, it was rare that a card was even issued in the early days. Other than oil companies, most merchants kept paper files that listed your balance and your credit limit.
All of that changed in 1958 when Bank of America revolutionized the consumer credit industry by issuing their blue, white, and gold BankAmericard. Bank Of America literally mailed credit cards off to millions of consumers, no application required. The idea took off and today, BankAmericard (now called VISA) holders number in the millions and VISA cards are issued by over 13000 banks around the world.
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| No Introductory Rate Available |
| Annual Fee: |
$59 |
| Setup Fee: |
$0 |
| APR: |
19.5% |
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- No Credit Check
- Approved Regardless of Credit History
- Total Credit Limit Up to $10,000
- Reports to All 3 Bureaus
- Get Cash at Over 740,000 ATMs
- Emergency Cash Transfers
- Auto Rental
- $100,000 Travel Accident Insurance
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Issued by the New Millennium Bank, the New Millennium Bank Black Diamond Visa / MasterCard is available to individuals without credit or with poor credit. It is a secured credit card that offers a solution for people who are unable to get an unsecured credit card.
While the N...  |
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| Intro APR: |
1.99% |
| Intro Period: |
6 Months |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
8.75% - 15.25%* |
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- No Annual Membership Fee
- Low Introductory APR on balance transfers for the first 6 billing cycles.
- 25 Day Grace Period
- Online Access to Credit Card Account Information
- Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors.
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| Ever hear of the term ‘simplify?’ Ever wish you had a credit card that is simple and easy to use without a lot of hype and high-pressure? Enter the IberiaBank Visa Classic Card. This card is ideal for those who have good credit and do not want the added and extra features that... |
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| Intro APR: |
1.99% |
| Intro Period: |
6 Months |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
9.75%-16.25%* |
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- Earn 1% in Cash Back credits on all qualifying purchases
- No limit on Cash Back; No expiration date on eligibility for accounts in good standing
- Travel Accident Coverage up to $500,000
- No Annual Membership Fee
- Low Introductory APR on balance transfers for your first 6 billing cycles. Applies to balance transfers processed within three months of your account open date.
- 25 Day Grace Period
- Online Access to Credit Card Account Information
- Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors.
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| Back when credit card programs were young, the Gold cards dominated the scene. But now with all of the other programs and offerings, these cards tend to get lost in the din of financial institutions intent on pushing their higher offerings to attract customers. The question is ... |
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| N/A |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
14.99% or 21.99% V |
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- Over $1.1 Million Awarded to Date!
- Large Monthly Cash Jackpots!
- Earn Entries From Everyday Shopping!
- Get 1,000 Entries Just for Applying!
- A New Cash Winner Every Month
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| If you have a very good credit rating, the American DreamCard Platinum MasterCard, issued through HSBC Bank Nevada N.A. is a good choice for your preferred credit card. While the card offers what would be considered “below average” platinum benefits; it does have the unique bon... |
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| No Introductory Rate Available |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
n/app |
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- Visa® Debit Card — Accepted Worldwide
- Access to a Million ATMs Around the World
- Online Bill-Payment and Check-Writing Service That Lets Customers Pay Anyone By Check
- Free Direct Deposit, Plus a Network of 50,000 Locations Where Customers Can Load Their Visa® Card With Cash
- 24x7 Customer Support — Online and Phone
- FDIC Insurance & Visa®'s Zero Liability Protection Against Fraudulent Use
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| Here’s a great alternative to a real credit card. If you have ever tired of the seemingly endless fees and pitfalls inherent in a credit card account, but need the flexibility to pay without cash, then this card might be right for you.
With the MetaBank Ready Debit Visa Prepa... |
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| No Introductory Rate Available |
| Annual Fee: |
$0 |
| Setup Fee: |
$30 |
| APR: |
n/app |
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- New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
- No Bounced Check, NSF and Overdraft Charges EVER!
- FREE Rewards Program - Earn 1 Point for Every $1 Spent, Redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Credit Builder with Overdraft Protection
- FREE Mobile & Email Alerts
- FREE Direct Deposit - Eliminate Check Cashing Fees
- Add Cash Instantly at 100,000 Retail Locations Nationwide
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| The Wired Plastic Prepaid Visa Card from BANKFIRST is one of the leading prepaid cards available, and for good reason. The convenience is built right into the Wire Plastic Prepaid Visa Card- including multiple deposit options, low fees, and the ability to make purchases over the... |
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| Intro APR: |
0% |
| Intro Period: |
6 months if you qualify |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
As low as 17.24%V |
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- 0% APR on Purchases and Balance Transfers for 6 Months, If You Qualify, Based on Your Application and Credit History
- Earn 5 ThankYou® Points for Every Dollar You Spend at Restaurants, Bookstores, Record Stores, Movie Theaters, and Video Rental Stores
- Earn 1 ThankYou Point For Every Dollar You Spend on All Other Purchases
- Earn 25 ThankYou Points Every Month When You Pay on Time and Don't Go Over Your Credit Limit
- Earn Up to 2000 ThankYou Points Twice a Year for Maintaining a Good GPA
- Redeem Points for Gift Cards, Travel, Electronics, Music, and More
- No Annual Fee
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| Reward yourself for good grades and build a responsible credit history at the same time. Citi presents the mtvU Platinum Select Visa Card- specially designed with the features and benefits college students need most.You won't pay to carry this card in your wallet- there is no an... |
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| Intro APR: |
0.00%* |
| Intro Period: |
6 months on Purchases & Balance Transfers* |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
as low as 11.99%* |
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- 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
- Up to 1% unlimited Cashback Bonus® on all other purchases
- 5% to 20% Cashback Bonus® through our exclusive online shopping site
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| Individuals with a strong credit rating who prefer a credit card with a rewards program should consider the Discover More Card – Monogram. The monogram option allows cardholders to display their initials within the card design, which is a nice personalization option for your cre... |
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| Intro APR: |
1.99% |
| Intro Period: |
6 Months |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
9.75%-16.25%* |
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- Earn 1 Bonus Point For Every $1 In Qualifying Net Retail Purchases
- Turn Your Points Into Hotel, Gift, or Experience Rewards
- Travel Accident Coverage Up to $1,000,000
- No Annual Membership Fee
- Low Introductory APR on Balance Transfers for Your First 6 Billing Cycles - Applies to Balance Transfers Processed Within 3 Months of Your Account Open Date
- 25 Day Grace Period
- Online Access to Credit Card Account Information
- Purchase and Cash Advance APR may vary depending on your creditworthiness and other factors.
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| IberiaBank is offering the very attractive Visa Platinum Rewards Card for those credit-worthy customers with good credit. With the rewards program and low APR, those who use credit cards to make regular purchases will realize the most benefit from this program.
The plan offer... |
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| Intro APR: |
N/A |
| Intro Period: |
N/A |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
7.25% |
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- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
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- Low 7.25% fixed standard purchase APR and platinum benefits
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- No balance transfer fee for balances transferred in response to this online offer
- No Annual Fee
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| For individuals looking for one credit card for all of their needs, the Simmons First Visa Platinum is a good choice. Whether you want to transfer a balance from another card, or have a card available for emergencies and travel arrangements – the Simmons First Visa Platinum offe... |
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| Intro APR: |
N/A |
| Intro Period: |
N/A |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
9.25% |
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- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 8.95% fixed standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
- No Annual Fee
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| Looking for a rewards card with no annual fee? The Simmons Visa Platinum Rewards credit card offers a travel rewards program and no annual fee to cardholders. Unlike some credit cards with increased interest rates or fees for reward program participation, the Visa Platinum Rewa... |
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| No introductory rate |
| Annual Fee: |
See Terms |
| Setup Fee: |
$0 |
| APR: |
9.99% |
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- 9.99% Low Fixed APR - Rate Won't Change Even If You're Late!
- CHOOSE Your Credit Limit Up To $5,000*
- $0 Fraud Liability
- NO Credit Requirements
- NO Income Requirements
- ACCEPTED Worldwide at Millions of Locations
- CREDIT Bureau Reporting
*Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit. |
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| The Applied Bank Secured Visa offers guaranteed approval to everyone who applies using verifiable information and makes a deposit. † It's ideal for individuals who have had credit problems in the past, or for people who don't have a credit history yet and find it difficult to qua... |
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| No introductory rate |
| Annual Fee: |
See Terms |
| Setup Fee: |
$0 |
| APR: |
9.99% |
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- 9.99% Low Fixed APR - Rate Won’t Change Even If You’re Late!
- CHOOSE Your Credit Limit Up To $5,000*
- $0 Fraud Liability
- NO Credit Requirements
- NO Income Requirements
- ACCEPTED at 27 Million Locations Worldwide and Online
- CREDIT Bureau Reporting
- *Minimum $200 Deposit Required. Your Credit Limit Will Be Equal to the Amount of Your Deposit.
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| A Secured Visa Gold card with your name on it is waiting at Applied Bank, with no credit checks or income requirements to qualify. If you've had credit problems previously and are looking to rebuild your credit, the Applied Bank Secured Visa Gold credit card is a great option wi... |
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| Intro APR: |
See terms |
| Intro Period: |
See Terms |
| Annual Fee: |
See Terms |
| Setup Fee: |
$0 |
| APR: |
* |
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Provide your employees with a reloadable prepaid card for business expenses. - Trial offer - first 2 months free
- Manage spending for staff in the field
- Alternative to credit cards, petty cash, check reimbursements
- Enforce budgets with individual card balances
- Control spending by merchant category and daily limits
- Online program management
- No transaction or card load fees - simple pricing
- No credit check required
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| The PEX Prepaid Visa card is one of the few prepaid cards designed for business use. A PEX card gives you access to Visa spending power without risk of putting your business in debt through unauthorized employee purchases. You can fund each cardholders card with a set amount an... |
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| Intro APR: |
0% |
| Intro Period: |
6 months |
| Annual Fee: |
See Terms |
| Setup Fee: |
$0 |
| APR: |
16.99% (V) |
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- 0% APR* on purchases for 6 months
- Earn 5 ThankYou Points® for every dollar you spent on eligible AT&T products and services
- Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases
- Additional cards for employees with credit limits you set
- No Annual Fee
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