Prior to 1958 there were no universal credit cards. Each merchant made their own credit-granting decisions and issued their own charge cards. Actually, it was rare that a card was even issued in the early days. Other than oil companies, most merchants kept paper files that listed your balance and your credit limit.
All of that changed in 1958 when Bank of America revolutionized the consumer credit industry by issuing their blue, white, and gold BankAmericard. Bank Of America literally mailed credit cards off to millions of consumers, no application required. The idea took off and today, BankAmericard (now called VISA) holders number in the millions and VISA cards are issued by over 13000 banks around the world.
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| No introductory rate |
| Annual Fee: |
$0 for the first year, $59 after that |
| Setup Fee: |
$0 |
| APR: |
13.9% (V) |
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- Earn double miles on every purchase, every day
- Receive 5,000 bonus miles by signing up for one or more employee cards
- Get 10,000 bonus miles -- just spend $1,000 within the first three months
- Use your rewards for travel, cash back, gift cards, merchandise and more
- Fly any airline, anytime and your miles don't expire
- First year's annual fee is on us
- No foreign transaction fees
- Enjoy exclusive award-winning customer service
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| See terms |
| Annual Fee: |
$95 |
| Setup Fee: |
$0 |
| APR: |
* |
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- Earn over 50,000 bonus points in your first year
- Unlimited rewards for you and your business – and points never expire
- Earn up to 47,500 bonus points every year
- 5,000 bonus points after your first purchase redeemable for $50 cash back
- Points are 25% more valuable than American Express Membership Rewards points when you book travel through Ultimate Rewards*
- No Interest Expense and 30 days to pay with this pay-in-full charge card
- First year free ($95 value)
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| Business owners looking for a credit card with the most value in travel and security protection should consider the Chase Ink Bold(sm) with Ultimate Rewards(sm). For a reasonable annual fee of $95, Chase Ink Bold(sm) offers flexible spending that adjusts to your business needs a... |
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| No Introductory Rate Available |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
12.99% |
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- 12.99% Low Fixed APR - Rate Won't Change Even If You're Late!
- Choose Your Credit Limit - From $200 up to $500
- Monthly Credit Bureau Reporting
- Genuine Visa Credit Card - Not a Pre Paid or Debit Card
- Accepted Worldwide at Millions of Locations
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| To obtain the card, you open an FDIC insured deposit account with Applied Bank, which will be used to secure your card and will not earn interest. Your Secured Visa limit will be equal to the amount of your deposit, and must be between $200 and $500. The Applied Bank® Secured V... |
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| No introductory rate |
| Annual Fee: |
None |
| Setup Fee: |
$0 |
| APR: |
12.99%-22.99% Variable* |
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- Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months
- 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
- Unlimited 1% Cash Back on all other purchases with no spending tiers
- Up to an additional 20% cash back when you shop online at select merchants through Chase
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| Chase Freedom® Visa - $100 Bonus Cash Back from Chase Bank, USA, gives you the freedom to experience unlimited cash back as well as a $100 bonus when you spend your first $799. You'll earn a full 1% cash back on every purchase for every dollar spent on the card and 5% cash back f... |
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| 0% on purchases until May 2011 |
| Annual Fee: |
None |
| Setup Fee: |
$0 |
| APR: |
As low as 14.99% (V) |
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- 0% intro APR on all purchases until May 2011
- No annual fee
- 1% cash back on all purchases
- Get your cash back whenever you want
- No caps or expiration to the cash rewards you can earn
- $0 Fraud Liability Protection if your card is lost or stolen
- Free Itemized Year-End Summary
- Employee cards with no annual fees
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| N/A |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
14.99% V or 21.99% V on Purchases |
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- Over $1.2 Million Awarded to Date!
- Large Monthly Cash Jackpots!
- Earn Entries From Everyday Shopping!
- Get 1,000 Entries Just for Applying!
- A New Cash Winner Every Month
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| If you have a very good credit rating, the American DreamCard Platinum MasterCard, issued through HSBC Bank Nevada N.A. is a good choice for your preferred credit card. While the card offers what would be considered “below average” platinum benefits; it does have the unique bon... |
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| 0% on purchases until February 2011 |
| Annual Fee: |
None |
| Setup Fee: |
$0 |
| APR: |
As low as 14.99% (V) |
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- 0% intro APR on all purchases until February 2011
- No annual fee
- 3 miles per $1 spent in the category of choice where you spend most, and 1 mile per dollar on all other purchases
- Redeem miles for travel, cash, merchandise, gift cards, and more
- Fly on any airline with no blackout dates or seat restrictions
- There's no limit to the miles you can earn, miles don't expire
- Free Itemized Year-End Summary and employee cards with no annual fees
- $0 Fraud Liability Protection if your card is lost or stolen
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| Intro APR: |
N/A |
| Intro Period: |
N/A |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
7.25% |
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- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
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- Low 7.25% fixed standard purchase APR and platinum benefits
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- No balance transfer fee for balances transferred in response to this online offer
- No Annual Fee
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| For individuals looking for one credit card for all of their needs, the Simmons First Visa Platinum is a good choice. Whether you want to transfer a balance from another card, or have a card available for emergencies and travel arrangements – the Simmons First Visa Platinum offe... |
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| Intro APR: |
N/A |
| Intro Period: |
N/A |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
9.25% |
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- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 8.95% fixed standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
- No Annual Fee
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| Looking for a rewards card with no annual fee? The Simmons Visa Platinum Rewards credit card offers a travel rewards program and no annual fee to cardholders. Unlike some credit cards with increased interest rates or fees for reward program participation, the Visa Platinum Rewa... |
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| Intro APR: |
1.99% |
| Intro Period: |
6 Months |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
9.25%, 12.25%, or 15.25%* |
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- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no
- Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will b
- Earn 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- Online access to credit card account information
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| IberiaBank is offering the very attractive Visa Platinum Rewards Card for those credit-worthy customers with good credit. With the rewards program and low APR, those who use credit cards to make regular purchases will realize the most benefit from this program.
The plan offer... |
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| Intro APR: |
1.99% |
| Intro Period: |
6 Months |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
9.25%, 12.25%, or 15.25%* |
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- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will b
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
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| Back when credit card programs were young, the Gold cards dominated the scene. But now with all of the other programs and offerings, these cards tend to get lost in the din of financial institutions intent on pushing their higher offerings to attract customers. The question is ... |
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| Intro APR: |
1.99% |
| Intro Period: |
6 Months |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
7.25%, 10.25%, or 13.25%* |
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- No Annual Membership Fee
- Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will
- Online Access to Credit Card Account Information
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| Ever hear of the term ‘simplify?’ Ever wish you had a credit card that is simple and easy to use without a lot of hype and high-pressure? Enter the IberiaBank Visa Classic Card. This card is ideal for those who have good credit and do not want the added and extra features that... |
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| No introductory rate |
| Annual Fee: |
None |
| Setup Fee: |
$0 |
| APR: |
12.24% Variable* |
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- Earn $100 in rewards - that's 10,000 bonus points after your first purchase!
- Redeem points for travel, gift cards, merchandise, cash back and more
- 2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
- Points never expire and there are no limits on how many points you can earn
- 24/7 Dedicated service advisors (No voice recording)
- Premier travel and purchase protection benefits
- All of this for no annual fee!
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| The Chase Sapphire(SM) Card is designed to let individuals earn the most rewards – and the rewards they really want – from using the credit card. Unlike other rewards cards, the rewards you earn with Chase Sapphire(SM) don't expire and there are no limits to how many you can earn... |
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| Intro APR: |
0% if you qualify* |
| Intro Period: |
7 Months on Purchases* |
| Annual Fee: |
None |
| Setup Fee: |
$0 |
| APR: |
12.99% - 19.99%* (Variable) |
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- No Cosigner required
- APR reduction on purchases when using credit wisely
- 100 ThankYou Points each billing period that you pay on time and stay under your credit line
- Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
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| Intro APR: |
0% if you qualify* |
| Intro Period: |
7 Months on Purchases* |
| Annual Fee: |
None |
| Setup Fee: |
$0 |
| APR: |
12.99% - 19.99%* (Variable) |
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- Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
- 5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases.
- Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
- No annual fee
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| No Introductory Rate Available |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
0% |
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- ZERO - 0% FIXED APR on Purchases - No Intro Rates!
- ZERO - 0% Rate Won’t Change - Even If You’re Late!
- ZERO Application Fees
- ZERO Worries - FREE Personal ID Theft Protection
- ZERO Delays - Timely CREDIT Bureau Reporting
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| The Platinum Zero® Secured Visa® Credit Card from Applied Bank® is a secured card. This card is designed for those with limited or poor credit history.
The major benefi... |
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| Intro APR: |
0% |
| Intro Period: |
6 Billing Cycles |
| Annual Fee: |
$495 |
| Setup Fee: |
$0 |
| APR: |
13.24% |
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- Enjoy the personalized assistance of a 24-hour Concierge Service catering to entertainment, travel, business, shopping and lifestyle needs.
- Receive 1% cash back on all purchases with Black Card's Exclusive Rewards Program.
- Redeem points at a higher rate for flights on any airline at any time. No blackout dates or advance purchase requirements.
- Cardmembers receive luxury gifts from some of the world's top brands.
- Complimentary membership which provides access to over 600 lounges in more than 100 countries.
- Membership is limited to ensure the highest caliber of personal service is provided to each Cardmember.
- Cardmembers are eligible for benefits including Worldwide Travel Insurance, Baggage Delay Insurance, Trip Interruption Insurance, Warranty Manager Service and Purchase Security.
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| The Visa Black Card, issued by Barclays Bank Delaware, is so unique it's not even made of plastic. It's made of a patent pending carbon card construction and offers its members exclusive rewards and benefits to match.
Through the Exclusive Rewards Program, Cardmembers can opt ... |
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| Intro APR: |
0% |
| Intro Period: |
6 Billing Cycles |
| Annual Fee: |
$495 |
| Setup Fee: |
$0 |
| APR: |
13.24% |
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- Enjoy the personalized assistance of a 24-hour Concierge Service catering to entertainment, travel, business, shopping and lifestyle needs.
- Receive 1% cash back on all purchases with Black Card's Exclusive Rewards Program.
- Redeem points at a higher rate for flights on any airline at any time. No blackout dates or advance purchase requirements.
- Cardmembers receive luxury gifts from some of the world's top brands.
- Complimentary membership which provides access to over 600 lounges in more than 100 countries.
- Membership is limited to ensure the highest caliber of personal service is provided to each Cardmember.
- Cardmembers are eligible for benefits including Worldwide Travel Insurance, Baggage Delay Insurance, Trip Interruption Insurance, Warranty Manager Service and Purchase Security.
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| The Visa Black Card, issued by Barclays Bank Delaware, is so unique it's not even made of plastic. It's made of a patent pending carbon card construction and offers its members exclusive rewards and benefits to match.
Through the Exclusive Rewards Program, Cardmembers can opt ... |
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| Intro APR: |
0% if you qualify* |
| Intro Period: |
7 months on Purchases* |
| Annual Fee: |
None |
| Setup Fee: |
$0 |
| APR: |
12.99% - 21.99%* (Variable) |
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- No Cosigner required
- Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rental stores.
- Earn 1 ThankYou Point for every dollar you spend on all other purchases.
- Earn up to 2000 ThankYou Points twice a year for having a good GPA.
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| Reward yourself for good grades and build a responsible credit history at the same time. Citi presents the mtvU Platinum Select Visa Card- specially designed with the features and benefits college students need most.You won't pay to carry this card in your wallet- there is no an... |
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| Intro APR: |
0% |
| Intro Period: |
6 months on Purchases* |
| Annual Fee: |
None |
| Setup Fee: |
$0 |
| APR: |
16.99% Variable* |
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- 0% APR* on purchases for 6 months
- Earn 5 ThankYou Points® for every dollar you spent on eligible AT&T products and services
- Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases
- Additional cards for employees with credit limits you set
- No Annual Fee
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