Prior to 1958 there were no universal credit cards. Each merchant made their own credit-granting decisions and issued their own charge cards. Actually, it was rare that a card was even issued in the early days. Other than oil companies, most merchants kept paper files that listed your balance and your credit limit.
All of that changed in 1958 when Bank of America revolutionized the consumer credit industry by issuing their blue, white, and gold BankAmericard. Bank Of America literally mailed credit cards off to millions of consumers, no application required. The idea took off and today, BankAmericard (now called VISA) holders number in the millions and VISA cards are issued by over 13000 banks around the world.
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| Intro APR: |
N/A* |
| Intro Period: |
N/A* |
| Annual Fee: |
$0 for the first year, then $95* |
| Setup Fee: |
$0 |
| APR: |
N/A* |
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- 50,000 bonus points after you spend $5,000 in 3 months - that's $500 in rewards of your choice, or $625 towards airfare when you redeem online through our Ultimate Rewards booking tool
- No limit to the number of points you can earn - and points never expire
- 5X points per dollar on the first $50,000 spent annually on eligible business purchases
- No foreign transaction fees and Free Employee Cards
- No interest or over limit fees
- No Annual Fee in the first year - that's a $95 savings
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Business owners looking for a credit card with the most value in travel and security protection should consider the Chase Ink Bold(sm) with Ultimate Rewards(sm). For a reasonable annual fee of $95, Chase Ink Bold(sm) offers flexible spending that adjusts to your business needs a...  |
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| Intro APR: |
0%* |
| Intro Period: |
7 months on purchases |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
13.99%-21.99%* (Variable) |
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- No Cosigner Required
- Earn 5% Cash Back on eligible purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months, and 1% thereafter*
- Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
- Earn a full 1% cash back on all other purchases*
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| College students have more expenses than they’ve ever had in their lives- the Citi® Dividend Platinum Select® Card for College Students helps you get cash back on the purchases you have to make, builds your credit history, and lets students get the card without a co-signer. Fin... |
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| Intro APR: |
0.00%* |
| Intro Period: |
12 months on balance transfers, 6 months on purchases* |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
11.99%-22.99%*(Variable) |
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- This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
- Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
- 0% Intro APR for 12 months on balance transfers and 6 months on purchases
- 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
- You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
- Unlimited 1% Cash Back on all other purchases without limits on what you can earn and up to an additional 10% Cash Back when you shop online at select merchants through Chase
- No annual fee and rewards never expire
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| Chase Freedom® Visa - $100 Bonus Cash Back from Chase Bank, USA, gives you the freedom to experience unlimited cash back as well as a $100 bonus when you spend your first $500 within the first 3 months. You'll earn a full 1% cash back on every purchase for every dollar spent on t... |
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| Intro APR: |
N/A* |
| Intro Period: |
N/A* |
| Annual Fee: |
$69 |
| Setup Fee: |
$0 |
| APR: |
14.24%*(Variable) |
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- Now! Earn a Free Flight after your first purchase.
- Get 3,000 Points every year on your Card member Anniversary - that's equal to $50 toward a Wanna Get Away® Fare
- Now you can redeem for International Travel, Hotels, Gift Cards and more.
- Earn unlimited Free Flights - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on Everything else
- Your Bags Fly Free! No Blackout Dates, Points Don't Expire, and Unlimited Reward Seats!
- No Change fees - if you need to change your flight, you won't be charged a fee.
- September 11th Security Fee Applies
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| The Southwest Airlines Rapid Rewards® Plus Credit Card from Chase is an airlines travel rewards credit card that earns you rewards points good for free and discounted flights, benefits, and more. You'll earn rewards points for purchases you make, balances you transfer, and e... |
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| No Introductory Rate Available |
| Annual Fee: |
$95 |
| Setup Fee: |
$0 |
| APR: |
15.24% Variable |
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- Limited Time Offer! - Earn 50,000 bonus points after you spend $3,000 in the first 3 months- that's $625 toward travel!
- 2 points per dollar spent on travel and dining & 1 point per dollar spent on all other purchases.
- Use 20% fewer points when you redeem for travel. Just book your flight, cruise, or other travel through Ultimate RewardsSM
- No foreign transaction fees
- Earn a 7% annual points dividend - even on points already redeemed
- Transfer points you've earned to participating frequent traveler programs at a 1:1 value
- 24/7 direct access to expert service advisors (No voice recording)
- No Annual Fee for your first year - A $95 value
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| The Chase Sapphire℠ Preferred Card is a rewards credit card that is good news for frequent travelers, with special incentives designed to enhance your next vacation or business tr... |
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| No Introductory Rate Available |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
15.24% Variable |
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- Limited Time Offer! - Earn 25,000 bonus points after you spend $3,000 in the first 3 months - that's $250 toward a flight or any other reward!
- 2 points per dollar spent on dining & 1 point per dollar spent on all other purchases.
- Points never expire and there are no limits on how many points you can earn
- Redeem points for travel, gift cards, merchandise, cash back and more
- 24/7 direct access to expert service advisors (No voice recording)
- No annual fee!
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| The Chase Sapphire® Card is designed to let individuals earn the most rewards – and the rewards they really want – from using the credit card. Unlike other rewards cards, the rewards you earn with Chase Sapphire® Card don't expire and there are no limits to how many you can ear... |
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| Intro APR: |
0% Intro |
| Intro Period: |
either the first 6 or first 12 billing cycles on either purchases and balance transfers or balance transfers only. |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
11.99% - 21.99% Variable |
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- LIMITED TIME: No Balance Transfer Fee!*
- Transfer your higher rate balances during the first 30 days your account is open and you will pay no balance transfer fee! After that, the balance transfer fee is 3% of the amount transferred with a minimum of $5
- 0% Intro APR for up to 12 months - a variable APR as low as 11.99-21.99% after your 0% ends
- Slate with Blueprint helps you pay down your balances faster and save on interest
- Zero liability on unauthorized purchases*
- No Annual Fee*
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| We are excited to announce the launch of a new Slate card offer from Chase: The Slate® from Chase - Limited Time: No Balance Transfer Fee!
This card features a special, limited-time offer. When customers transfer their higher rate balances during the first 30 days of card member... |
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| No Introductory Rate Available |
| Annual Fee: |
$69 |
| Setup Fee: |
$0 |
| APR: |
15.24% |
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- NOW! Earn a FREE FLIGHT after your first purchase
- Get 3,000 Points every year on your Card member Anniversary - that can be redeemed for a $50 Wanna Get Away® Fare
- Now you can redeem for International Travel, Hotels, Gift Cards and more.
- Earn unlimited FREE FLIGHTS - 2 Points per $1 Spent on Southwest Purchases and 1 Point per $1 Spent on EVERYTHING else
- Your Bags Fly FREE! No Blackout Dates, Points Dont Expire, and Unlimited Reward Seats!
- No Change fees - if you need to change your flight, you won't be charged a fee
- September 11th Security Fee Applies
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| The Southwest Airlines Rapid Rewards® Plus Credit Card– FREE FLIGHT offer issued by Chase is an airline and travel rewards credit card you're not going to want to pass up. It'll ea... |
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| 0%* for 0% Intro APR for 7 months on purchases* |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
13.99%-22.99%* (Variable) |
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- No Cosigner required
- APR reduction on purchases when using credit wisely
- 100 ThankYou Points each billing period that you pay on time and stay under your credit limit
- Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.
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| Intro APR: |
0%* |
| Intro Period: |
12 months on balance transfers* |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
12.99%-22.99%* (Variable) |
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- $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
- 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
- 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
- APR reduction on purchases when using credit wisely
- No Annual Fee*
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| No Introductory Rate Available |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
0% |
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- ZERO - 0% FIXED APR on Purchases - No Intro Rates!
- ZERO - 0% Rate Won’t Change - Even If You’re Late!
- ZERO Hassles - Choose Your Credit Limit From $500 Up To $5,000
- ZERO Application Fees
- ZERO Worries - FREE Personal ID Theft Protection
- ZERO Delays - Timely CREDIT Bureau Reporting
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| The Platinum Zero® Secured Visa® Credit Card from Applied Bank® is a secured card. This card is designed for those with limited or poor credit history.
The major bene... |
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| Intro APR: |
0% |
| Intro Period: |
6 Billing Cycles |
| Annual Fee: |
$495 |
| Setup Fee: |
$0 |
| APR: |
13.24% |
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- Enjoy the personalized assistance of a 24-hour Concierge Service catering to entertainment, travel, business, shopping and lifestyle needs.
- Receive 1% cash back on all purchases with Black Card's Exclusive Rewards Program.
- Redeem points at a higher rate for flights on any airline at any time. No blackout dates or advance purchase requirements.
- Cardmembers receive luxury gifts from some of the world's top brands.
- Complimentary membership which provides access to over 600 lounges in more than 100 countries.
- Membership is limited to ensure the highest caliber of personal service is provided to each Cardmember.
- Cardmembers are eligible for benefits including Worldwide Travel Insurance, Baggage Delay Insurance, Trip Interruption Insurance, Warranty Manager Service and Purchase Security.
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| The Visa Black Card, issued by Barclays Bank Delaware, is so unique it's not even made of plastic. It's made of a patent pending carbon card construction and offers its members exclusive rewards and benefits to match.
Through the Exclusive Rewards Program, Cardmembers can opt ... |
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| Intro APR: |
1.99% |
| Intro Period: |
6 Months |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
9.25%, 12.25%, or 15.25%* |
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- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no
- Low Introductory ARP on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will b
- Earn 1 bonus point for every $1 in qualifying net retail purchases
- Turn your points into hotel, gift, or experience rewards
- Travel accident coverage up to $1,000,000
- Online access to credit card account information
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| IberiaBank is offering the very attractive Visa Platinum Rewards Card for those credit-worthy customers with good credit. With the rewards program and low APR, those who use credit cards to make regular purchases will realize the most benefit from this program.
The plan offer... |
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| Intro APR: |
1.99% |
| Intro Period: |
6 Months |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
9.25%, 12.25%, or 15.25%* |
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- No annual membership fee
- Low variable rate of 9.25%, 12.25%, or 15.25% (Prime + 6.00%, Prime + 9.00%, or Prime + 12.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will b
- Earn 1% in cash back credit on all qualifying purchases
- No limit on cash back; no expiration date on eligibility for accounts in good standing
- Travel accident coverage up to $500,000
- Online access to credit card account information
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| Back when credit card programs were young, the Gold cards dominated the scene. But now with all of the other programs and offerings, these cards tend to get lost in the din of financial institutions intent on pushing their higher offerings to attract customers. The question is ... |
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| Intro APR: |
1.99% |
| Intro Period: |
6 Months |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
7.25%, 10.25%, or 13.25%* |
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- No Annual Membership Fee
- Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no
- Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will b
- Online Access to Credit Card Account Information
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| Ever hear of the term ‘simplify?’ Ever wish you had a credit card that is simple and easy to use without a lot of hype and high-pressure? Enter the IberiaBank Visa Classic Card. This card is ideal for those who have good credit and do not want the added and extra features that... |
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| Intro APR: |
N/A |
| Intro Period: |
N/A |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
7.25% |
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- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
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- Low 7.25% fixed standard purchase APR and platinum benefits
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- No balance transfer fee for balances transferred in response to this online offer
- No Annual Fee
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| For individuals looking for one credit card for all of their needs, the Simmons First Visa Platinum is a good choice. Whether you want to transfer a balance from another card, or have a card available for emergencies and travel arrangements – the Simmons First Visa Platinum offe... |
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| Intro APR: |
N/A |
| Intro Period: |
N/A |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
9.25% |
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- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 8.95% fixed standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
- No Annual Fee
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| Looking for a rewards card with no annual fee? The Simmons Visa Platinum Rewards credit card offers a travel rewards program and no annual fee to cardholders. Unlike some credit cards with increased interest rates or fees for reward program participation, the Visa Platinum Rewa... |
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| Intro APR: |
0.00%* |
| Intro Period: |
6 months on purchases* |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
14.24%* (Variable) |
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- Designed for businesses with an established credit history
- 0% Intro APR on Purchases for 6 months. After that, 14.24% variable*
- Earn 5 ThankYou Points for every dollar spent on eligible AT&T products and services purchased directly from AT&T*
- Earn 3 ThankYou Points for every dollar spent on purchases at certain office supply merchants, gas stations, and on professional services and 1 ThankYou point for every dollar spent on other purchases*
- Additional cards for employees with credit limits you set
- No Annual Fee*
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