No other credit card offers the prestige that has come to be associated with the American Express card. What began in 1850 as a nation-wide freight forwarding company soon evolved into a company that created traveler’s cheques and money orders which were sold to and used by customers around the world. One hundred and eight years after its establishment, American Express issued its first charge card.
Today, American Express offers credit and charge cards to businesses as well as to individuals. When you go with a leader in the financial products market, you have many options. You can apply for a charge card but understand that the balance on such a card is to be repaid in full each month.
If you’re interested in an American Express charge card, you can choose to become a Regular, Gold or Platinum card holder. Each has its benefits and the fees associated with each vary. The American Express charge card is a popular option for those who like the convenience of using plastic rather than cash but who do not like to carry a balance.
If you are looking for a credit card, where credit is extended and the balance does not need to be repaid in full each month, American Express offers a number of credit options. If you are looking for a card with rewards, then look at the American Express Partner Cards. Several credit cards are available under this category and each offers different airline, dining, entertainment, travel and shopping rewards programs.
If special offers aren’t important and you just want an American Express card that extends credit, look at the Blue options. Under this category you’ll find credit cards that offer cash back rewards on purchases, cards that are designed specifically for students, and more.
|
|
|---|
| Intro APR: |
2.9% |
| Intro Period: |
6 Months |
| Annual Fee: |
$45 |
| Setup Fee: |
$0 |
| APR: |
14.99% |
 |
|
- Earn Up to 25,000 Starpoints® — Enough for up to 6 Free Nights at a Category 1 or 2 Hotel.
- Use Starpoints® for Free Nights and Upgrades at Over 860 Participating Starwood Hotels and Resorts in 95 Countries Including Sheraton, W Hotels, Westin and More with No Blackout Dates
- No Annual Fee for the First Year and $45 Thereafter
- Transfer Starpoints® — Almost Always on a 1:1 Basis — to the Frequent Flyer Programs of Over 30 Major Airlines
- Earn One Starpoint® for Every Dollar You Spend and Double Starpoints® at Participating Starwood Properties and Retail Partners
- Express Approval. Get a Decision in Less Than 60 Seconds
|
 |
The Starwood Preferred Guest Credit Card from American Express offers cardholders discounts on hotels within the Starwood Hotels organization, as well as points redeemable for frequent flyer miles, and special rates on Amtrak services.
Cardholders have a few options to start b...  |
|
|
|---|
| Intro APR: |
0% |
| Intro Period: |
Up to 15 Months |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
As low as 8.99% |
|
|
- 0% APR on Purchases for Up to 15 Months
- No Annual Fee
- Low Balance Transfer APR — 4.99% Fixed APR for the Life of the Balance
- Earn Points That Can be Redeemed for Gift Cards, Travel, Merchandise, and Unique Entertainment Experiences
- Membership Rewards Express® Program
- Express Approval. Get a Decision in Less Than 60 Seconds
|
|
| The American Express Blue Card is one of their simpler cards, but that doesn't mean it's not a solid, useful card. It offers good rates, good rewards and a few special benefits for
cardholders.
Blue from American Express offers a point-based reward program for its cardhol... |
|
|
|---|
| Intro APR: |
0% |
| Intro Period: |
Up To 12 Months |
| Annual Fee: |
See Terms |
| Setup Fee: |
$0 |
| APR: |
As Low As 5.00% |
|
|
- Earn 5% cash back on office supplies and wireless services
- Earn 3% cash back on automobile gas purchases of up to $12,000 per year; 1% thereafter
- Earn 1% cash back on virtually all other purchases
- Cash back is automatically credited to the statement each month
- 0% Intro Annual Percentage Rate (APR) for up to 12 months on purchases
- No annual fee
|
|
| The American Express SimplyCash Business Card is a "simple" way for business owners to earn cash back on their purchases. Earn 5% back on business necessities like gas, wireless services and office supplies, and benefit from 1% cash back on all other purchases made on your Ameri... |
|
|
|---|
| Intro APR: |
0% |
| Intro Period: |
3 Months |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
14.99% |
|
|
- Earn Cash Back - 3% for Gasoline, 3% for Restaurants, 2% for Travel, 1% Everywhere Else, Including Costco
- No Annual Fee with Your Paid Costco Membership
- The TrueEarnings Card Serves as Both Your American Express Credit Card and Your Costco Membership Card
- No Limit on the Cash Back Earned
|
|
| TrueEarnings is a credit card from Costco and American Express featuring an exceptional cash back rewards program and all of the benefits you’d expect from an American Express credit card. The cash back rewards are tiered based on what you spend your money on. You’ll get a full... |
|
|
|---|
| Intro APR: |
0% |
| Intro Period: |
12 Months |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
As low as Prime + 3.99% |
|
|
- 5,000 Point Welcome Bonus with First Purchase
- Earn 1 Point for Virtually Every Dollar You Spend
- Redeem for Savings on Any Flight, Hotel, Car Rental, or Cruise
- No Blackout Dates and No Travel Restrictions
- 0% Introductory APR on Purchases for the First 12 Months
- No Annual Fee and the Option to Pay over Time or Pay in Full
- No Annual Fee for Additional Cards
- Save 3-25% on Business Purchases at Companies like FedEx®, Delta®, Hertz®, and More
|
|
| The American Express Platinum Business FreedomPass card is a great card for someone who runs a small business and wants to take advantage of a rewards program.
The FreedomPass card offers you 5,000 bonus points with the first purchase you make. Once that purchase appears on... |
|
|
|---|
| No introductory rate |
| Annual Fee: |
See Terms |
| Setup Fee: |
$0 |
| APR: |
14.99% |
|
|
- Business ownership has become more rewarding
- Earn up to 40,000 bonus points in your first year - enough for one domestic round-trip airline ticket plus other business supplies.
- Points have no expiration date
- No limit to the number of Membership Rewards® points you can earn
- No annual fee for the first year - a savings of $125
- No pre-set spending limit* and no finance charges
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- Automatic Complimentary enrollment in the Membership Rewards® program
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
|
|
| Concentrate on your business operations and not on your credit card when you use the Business Gold Rewards Card from American Express. A straight-forward credit card that offers rewards points to help you save on business expenses, and no limit to what you can earn or an expirati... |
|
|
|---|
| Intro APR: |
3.99% |
| Intro Period: |
6 Months |
| Annual Fee: |
$40 |
| Setup Fee: |
$0 |
| APR: |
14.99% |
|
|
- Get 50 TrueBlue(R) Points After Your First Purchase - That's Half Way to an Award Flight!
- TrueBlue Points Don't Expire
- Earn One Award Dollar for Virtually Every Dollar You Spend
- Earn Double Award Dollars on Entertainment, Leisure, Travel, and Dining
- 200 Award Dollars = 1 TrueBlue Point and 100 TrueBlue Points = One Round Trip Flight
- Express Approval. Get a Decision in Less Than 60 Seconds
|
|
| The JetBlue card from American Express offers a points program that is good for flights on JetBlue Airlines.
The points program for the JetBlue card involves a little math. For every dollar spent using the card, cardholders receive 1 Awards Dollar. For every 200 Awards Dol... |
|
|
|---|
| Intro APR: |
N/A |
| Intro Period: |
N/A |
| Annual Fee: |
See Terms |
| Setup Fee: |
$0 |
| APR: |
14.99% |
|
|
- Exclusive benefit for JetBlue Business Cardmembers: 5% savings on JetBlue® flights purchased with your Card
- 50 TrueBlue® points, worth 1/2 of a roundtrip flight, after your first purchase
- Earn 1 Award Dollar for virtually every dollar you spend
- Earn double Award Dollars on JetBlue purchases, gas, wireless phone charges, and more
- Save 3-25% on business purchases at companies like FedEx®, Hertz®, and more.
- Your TrueBlue® points do not expire when you use your Card*
- Protection when you travel: Car Rental Loss and Damage Insurance, Baggage Insurance, and more*
|
|
| A combined effort from American Express and JetBlue airlines- the JetBlue Business Card from American Express gives business owners 5% discounts on any JetBlue flight in addition to other rewards program points and savings. In addition to the automatic discount, when you spend u... |
|
|
|---|
| Intro APR: |
2.90% |
| Intro Period: |
6 Months |
| Annual Fee: |
See Terms |
| Setup Fee: |
$0 |
| APR: |
14.99% |
|
|
- Earn 10,000 Starpoints with your first purchase - that's good for up to 3 free nights!
- Earn 1 Starpoint for virtually every dollar you spend on the Card and 2 Starpoints at participating Starwood hotels and resorts
- Redeem at over 860 participating Starwood hotels and resorts in 95 countries including Sheraton®, Westin® and W Hotels®
- Transfer to over 30 frequent flyer programs, most on a one-to-one basis.
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- No annual fee for the first year - a savings of $45
- Voted Best Affinity Credit Card by frequent travelers in 19th Annual Freddie Awards
|
|
| Whether you travel for business, pleasure, or a combination of both- the Starwood Preferred Guest Business Credit Card from American Express allows you to turn your business expenses into rewards for travel. Your very first card purchase will give you up to three free nights sta... |
|
|
|---|
| Intro APR: |
2.9% |
| Intro Period: |
6 Months |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
14.99% |
|
|
- Earn Up to 50,000 HHonors® Bonus Points When You Get the Card
- No Annual Fee
- Receive 5 HHonors Bonus Points for Each Dollar Spent at Hilton Family Hotels Including Doubletree®, Embassy Suites Hotels®, Hampton Inn® and More and For Eligible Purchases at Supermarkets, Drugstores, Gas Stations, and More
- Get 3 HHonors Bonus Points for Each Eligible Dollar You Spend Everywhere Else
- No Blackout Dates
- Express Approval. Get a Decision in Less Than 60 Seconds
|
|
| The Hilton HHonors Platinum Credit Card from American Express is aimed at those who travel frequently and could take advantage of discounts on stays at Hilton Family Hotels.
The major reward program offered by this card has to do with points earned through purchases, which can... |
|
|
|---|
| Intro APR: |
0% |
| Intro Period: |
12 Months |
| Annual Fee: |
See Terms |
| Setup Fee: |
$0 |
| APR: |
As Low As 7.99% |
|
|
- Option to enroll in the Membership Rewards Express® Program fee-free
- There's no limit to the number of points you can earn
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- 0% APR for the first 12 months
- No annual fee
- No annual fee for Additional Cards
|
|
| The Platinum Business Cash Rebate card from American Express' OPEN small business program is a good card for those who need to take advantage of a low APR, and who could benefit from a good rebate deal.
The big selling point of the Platinum Business Cash Rebate Card from OPE... |
|
|
|---|
| Intro APR: |
0% |
| Intro Period: |
12 Months |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
As low as 8.99% |
|
|
- 0% Intro APR for Up to 12 Months
- Low Balance Transfer Rate - 4.99% Fixed APR for the Life of the Balance
- Earn 1 Point for Every Dollar You Spend
- Points Good on Any Airline, Hotel, Car Rental, and More
- No Blackout Dates or Travel Restrictions
- Express Approval. Get a Decision in Less Than 60 Seconds
|
|
| Blue Sky from American Express is geared towards frequent travelers. It offers unlimited travel choices and no travel restrictions. It's a great card for those with good credit who want to take advantage of the substantial travel benefits.
For every dollar spent with the car... |
|
|
|---|
| Intro APR: |
9.99% |
| Intro Period: |
Life of Balance Transfers |
| Annual Fee: |
$95 |
| Setup Fee: |
$0 |
| APR: |
14.99% |
|
|
- Earn Up to 25,000 Bonus Miles - Enough For a Total of $250 Off Delta Flights
- Use Miles to Pay For Any Delta Seat, Anytime - No Black Out Dates and No Seat Restrictions
- 25,000 Miles May Also Be Redeemed for a Domestic Econnomy Award Ticket
- Earn SkyMiles® for Every Eligible Dollar You Spend
- No Annual Fee for the First Year, Then $95: $45 If You Are a Qualified American Express Cardmember
- Express Approval. Get a Decision in Less Than 60 Seconds
|
|
| The Gold Delta Skymiles Credit Card offers a great program to accumulate frequent flyer miles with Delta Airlines. The program offers a good point accrual rate, but the fees are high.The biggest benefit of the Gold Delta Skymiles Credit Card is the frequent flyer miles. Cardhol... |
|
|
|---|
| Intro APR: |
0% |
| Intro Period: |
6 Months |
| Annual Fee: |
See Terms |
| Setup Fee: |
$0 |
| APR: |
As Low As 7.99% |
|
|
- Up to 5% Cash Back on virtually all purchases
- No limit to the cash back you can earn
- No annual fee
- 0% Intro APR for first 6 months
- Option to pay over time or pay in full
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- Earn cash rewards on purchases made by Additional Cardholders
|
|
| The American Express Blue Cash for Business Card is geared towards small business owners who want to take advantage of a cash-back benefits program.
The Blue Cash for Business card offers a variable percentage rebate on all purchases made with the card. For businesses within ... |
|
|
|---|
| No Introductory Rate Available |
| Annual Fee: |
$35 |
| Setup Fee: |
$0 |
| APR: |
As low as 10.99% |
|
|
- Get $50 after Your First Purchase
- No Pre-Set Spending Limit
- Earn a Competitive Annual Percentage Yield (APY), Currently 2.75% (Variable Rate As of 4/15/2008)
- Never Pay Interest on New Purchases
- The Savings Accelerator(SM) Plan Contributes 1% of Eligible Purchases into an FDIC-Insured High-Yield Savings Account in Your Name
- No Annual Fee for the First Year - A $35 Savings
- Express Approval. Get a Decision in less than 60 Seconds
|
|
| One from American Express creates a high-yield savings account for its cardholders to help even the most impulsive spender save money. One from American Express is a great card for shoppers with that all-too-common American tendency: impulse buying. One from American Express cr... |
|
|
|---|
| Intro APR: |
0% |
| Intro Period: |
Up to 15 months |
| Annual Fee: |
See Terms |
| Setup Fee: |
$0 |
| APR: |
as low as 8.24% |
|
|
- Receive 5,000 bonus points on your first purchase
- No pre-set spending limit* or finance charges
- Earn One Membership Rewards® point for virtually every dollar you spend with no limits and no expiration dates
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
- No annual fee for the first year - a savings of $95
|
|
| The Business Green Rewards card offers cardholders a great rewards program. Its annual fee is high, but the rewards accumulate quickly. The Business Green Rewards card offers 1 point for every dollar spent on the card. It also gives cardholders 5,000 bonus points when they ma... |
|
|
|---|
| No introductory rate |
| Annual Fee: |
See Terms |
| Setup Fee: |
$0 |
| APR: |
14.99% |
|
|
- Save a total of $250 off Delta flights. Earn 20,000 miles upon your first purchase on the Card. Sign up for two Additional Cards and earn 5,000 bonus miles.
- Earn up to 30,000 Bonus Miles in your first year
- Now you can redeem your miles for any Delta seat, any time at Delta.com. Pay with Miles is an exclusive new benefit for Gold Delta SkyMiles® Business Credit Cardmembers that goes above and beyond to help ensure that your miles work the way you want them to
- Pay for all or part of your fare with miles and put the rest on your Card; start redeeming at just 10,000 miles
- Save 5% on all Delta flights with your Card
- One Delta mile for virtually every dollar you spend
- No annual fee for the first year - a savings of $95
- No annual fee for Additional Cards
- Save 3-25% on business purchases at companies like FedEx®, Hertz®, and more.
|
|
| The Gold Delta SkyMiles Business credit card from American Express offers cardholders the ability to accrue substantial airline miles for use on Delta and Song airlines.
The SkyMiles card offers point rates of 1 point-per-dollar spent using the card on general purchases. It... |
|
|
|---|
| No Introductory Rate Available |
| Annual Fee: |
$125 |
| Setup Fee: |
$0 |
| APR: |
n/app |
|
|
- Earn 10,000 Membership Rewards® Bonus Points When You Spend $500 in 3 Months - Redeemable for a $100 Gift
- No Pre-Set Spending Limit
- No Annual Fee for the First Year - $125 Thereafter
- The Membership Rewards® Program — Earn 1 Membership Rewards® Point for Virtually Every Dollar You Spend and Redeem for Your Choice of Travel, Shopping, and Entertainment Rewards
- Gold Card Events — Exclusive Access to Tickets for Select Concerts, Shows, Major Sporting Events, and More in Cities Nationwide
- Express Approval. Get a Decision in Less than 60 Seconds
|
|
| This card is a great card for someone who has the ability to pay a balance in full every month. The annual fee for the card is $130, which can seem a little steep. Used correctly, though, the card can be well worth it. That $130 gets you into the American Express Buyer Rewards... |
|
|
|---|
| Intro APR: |
0% |
| Intro Period: |
12 Billing Cycles |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
9.99%/15.99% |
|
|
- Earn Rewards Faster with 1.25 Points for Every Net Retail Purchase Dollar
- 0% Intro Annual Percentage Rate (APR)* on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
- No Annual Fee and the Flexibility to Pay Over Time
- Redeem Your Points for Travel with No Blackout Dates, Discounts at Hotels, Cash, Brand-Name Merchandise, or Gift Certificates
- Access to Special Cardmember Offers from Participating American Express Merchants to Save on Shopping, Dining, Travel, Hotels, and Much More
- Free 24/7 Concierge Service
- Access to More than 2,200 American Express Travel Services Locations Worldwide to Help You
- Card Issued by FIA Card Services, N.A.
|
|
| If you have an average range of credit but still want a credit card that works for you the Bank of America Rewards American Express Card might be just what you are looking for. Many people expect more out of their credit cards through rewards programs and this credit does just th... |
|
|
|---|
| No Introductory Rate Available |
| Annual Fee: |
$95 |
| Setup Fee: |
$0 |
| APR: |
n/app |
|
|
- Earn 5,000 Membership Rewards® Bonus Points When You Spend $500 in 3 Months - Redeemable for a $50 Gift
- No Pre-Set Spending Limit*
- No Annual Fee for the First Year - $95 Thereafter
- Complimentary Enrollment in our Award Winning Membership Rewards® Program.
- Earn 1 Membership Rewards® Point for Virtually Every Dollar You Spend and Double Points at Supermarkets, Gas Stations, Drugstores, and More!
- Transfer Points to 17 Frequent Flyer Programs
- Express Approval. Get a Decision in Less than 60 Seconds
|
|
| American Express Preferred Rewards Green Card is the card that rewards you in a variety of ways. Most importantly, you aren’t tied down to a pre-set spending limit, so if something comes up you’ve got a way to pay. Your first year is free, and a low annual fee will be charged t... |
|
|
|---|
| Intro APR: |
0% |
| Intro Period: |
Up to 12 Months |
| Annual Fee: |
$0 |
| Setup Fee: |
$0 |
| APR: |
As low as 9.99% |
|
|
- No Fees of Any Kind. No Annual Fee, No Late Fees, No Over-Limit Fees, No Balance Transfer Fees, No Cash Advance Fees
- 0% Intro APR for Up to 12 Months
- Automatic Rewards. You'll Get an American Express Branded Shopping Card Worth $25 Delivered Straight to Your Door Every Time You Spend $2,500
- Pay in Full, or Carry a Balance
- Express Approval. Get a Decision in Less than 60 Seconds
|
|
| A credit card without fees? While it may sound unlikely, that’s exactly what Clear from American Express is: A credit card with no fees. Clear doesn’t charge an annual fee, they don’t charge late fees, no fees if you go over-the-limit, and no cash advance fees. And unlike some... |
|
|
|---|
| No introductory rate |
| Annual Fee: |
See Terms |
| Setup Fee: |
$0 |
| APR: |
14.24% |
|
|
- 0% Intro Annual Percentage Rate (APR)† for the first 6 billing cycles on purchases, balance transfers and cash advance checks
- 20,000 Flying Club bonus miles after your first retail purchase
- Earn 3 miles per $1 spent on Virgin Atlantic purchases
- Earn 1.5 miles per $1 spent in retail purchases
- Earn up to 2 tier points per month for accelerated Flying Club status
- Earn up to 15,000 additional bonus miles upon anniversary
- Earn 2,500 bonus miles for each additional Cardmember added (max 2)
- Redeem miles for travel on Virgin Atlantic, or with other Flying Club partners
- This Credit Card program is issued and administered by FIA Card Services, N.A. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license. Virgin Atlantic Airways is a registered trademark of Virgin Atlantic Airways Limited and is used by the issuer pursuant to license. Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.
Terms & Conditions |
|
| Issued through Bank of America, the Virgin Atlantic American Express Card - Black gives you the ability to earn outstanding miles. In your first year as a Virgin Atlantic American Express Cardholder (Black), you can earn up to 40,000 flying club miles and put yourself into an el... |
|
|
|---|
| No introductory rate |
| Annual Fee: |
See Terms |
| Setup Fee: |
$0 |
| APR: |
14.24% |
|
|
- 0% Intro Annual Percentage Rate (APR)† for the first 6 billing cycles on purchases, balance transfers and cash advance checks
- 12,500 Flying Club bonus miles after your first retail purchase
- Earn 3 miles per $1 spent on Virgin Atlantic purchases
- Earn 1 miles per $1 spent in retail purchases
- Earn up to 7,500 additional bonus miles upon anniversary
- Earn an 2,500 bonus miles for an additional Cardmember added (max 1)
- Redeem miles for travel on Virgin Atlantic, or with other Flying Club partners
- Get 10% off published Virgin Atlantic Premium Economy fares until December 31, 2008
- This Credit Card program is issued and administered by FIA Card Services, N.A. American Express is a federally registered service mark of American Express and is used by the issuer pursuant to a license. Virgin Atlantic Airways is a registered trademark of Virgin Atlantic Airways Limited and is used by the issuer pursuant to license. Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.
Terms & Conditions |
|
| Frequent travelers will love the Virgin Atlantic American Express Card - White. In the first year of becoming a cardholder you can earn up to 22,500 miles or more. Earning miles is easy: you earn the most miles when making purchaes with Virgin Atlantic. For every dollar spent... |
|
|
|---|
| No Introductory Rate Available |
| Annual Fee: |
$450 |
| Setup Fee: |
$0 |
| APR: |
n/app |
|
|
- Earn 25,000 Membership Rewards® Bonus Points When You Spend $1,000 in 3 Months - Redeemable for One Domestic Round-Trip Airline Ticket!
- No Pre-Set Spending Limit
- 24-hour Access to Concierge Service for the Finest Experiences in Dining, Entertainment, and Luxury
- Fine Hotels & Resorts Program - Exclusive Amenities at Boutique, Resort, and Luxury Hotels Around the World
- By Invitation Only® Events - Access to Exclusive, Once-In-A-Lifetime Events
- Complimentary Airport Club Access
- The Membership Rewards First® Program - Enjoy Exclusive Access to Rewards and Experiences Featuring Luxury Retail, Lifestyle, and World-Class Travel
|
|
| People looking for more from a credit card than just the ease of buying now and paying later should consider the American Express Platinum. Cardholder benefits tip the scales, with the American Express Platinum card offering more benefits and special services to it's cardholders... |
|
