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Home Based Credit Card Processing

Whether you offer products or services out of your home, run a mail order business or any other type of business, accepting credit cards is a great convenience to your customers and can really help boost your sales.

Accepting credit cards is easier than you may think. The companies below have made the process simple by providing you a one stop location for setting up everything you need. They all have very high approval percentages and will walk you through the complete process.
Paynet Systems Home Based Plan Option 1
Fees
Application Fee: $0
Setup Fee: $0
Annual Fee: $0
Monthly Fee: $10
Monthly Minimum: $0
Paynet Systems
  • Get approved within 24 hours
  • No cancellation fees
  • 24 hour support
  • No application or setup fees
  • No monthly minimum
  • 96% approval rate
Rates
AMEX:$0.00 + 3.50%
Discover:$0.08 + 2.97%
MC:$0.25 + 2.30%
Visa:$0.25 + 2.30%
Average:$0.15 + 2.77%
Paynet Systems Home Based Plan Option 2
Fees
Application Fee: $0
Setup Fee: $0
Annual Fee: $0
Monthly Fee: $8
Monthly Minimum: $25
Paynet Systems
  • Get approved within 24 hours
  • No cancellation fees
  • 24 hour support
  • No application or setup fees
  • 96% approval rate
Rates
AMEX:$0.00 + 3.50%
Discover:$0.08 + 2.97%
MC:$0.22 + 2.19%
Visa:$0.22 + 2.19%
Average:$0.13 + 2.71%
Merchant Express Home Based Plan
Fees
Application Fee: $0
Setup Fee: $0
Annual Fee: $0
Monthly Fee: $19.95
Monthly Minimum: $0
Merchant Express
  • Several PC processing applications available*
  • Process credit cards with a touchtone phone, no software required*
  • 24/7 support
  • 72 hour approval
  • 30 day guarantee
Rates
AMEX:$0.19 + 2.33%
Discover:$0.19 + 2.33%
MC:$0.24 + 2.33%
Visa:$0.24 + 2.33%
Average:$0.22 + 2.33%
Charge.com Home Based Plan
Fees
Application Fee: $0
Setup Fee: $0
Annual Fee: $0
Monthly Fee: $10
Monthly Minimum: $0
Charge.com
  • 24/7 support
  • Sales appear in your bank account in 48-72 hours
  • Same day approval
  • Fast one page applications
  • High approval percentages
  • Internet processing available*
Rates
AMEX:$0.25 + 2.25%
Discover:$0.25 + 2.25%
MC:$0.25 + 2.25%
Visa:$0.25 + 2.25%
Average:$0.25 + 2.25%
*Additional fees may apply. Always verify terms of service with the processing provider before signing up.
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