Union Plus MasterCard®

Our Rating: Intro APR: 1.99% Intro Period: 6 Months Annual Fee: $0 Setup Fee: $0 APR: 12.99% Terms and Conditions

Key Features FREE Rewards Program Designed for Hard-Working Union Members Get 2,000 Bonus Points After First Purchase, More than Halfway to a $25 Gift Card Earn 1 Point for Every Dollar Spent Anywhere Earn 2 Points for Every Dollar Spent at Gas Stations, Grocery Stores, and Drug Stores NO Balance Transfer Fees and APR stays FIXED Until the Balance is Paid in Full* 1.99% Introductory APR on New Purchases* All Calls Answered in the United States No Annual Fee and No Liability for Unauthorized Use APPLY NOW

HSBC Bank Nevada, N.A. brings you the only credit card endorsed by a union. The most competitive of interest rates on both purchases and balance transfers, the Union Plus MasterCard doesn't charge an annual fee yet it offers a very comprehensive benefits package to all cardholders. There are currently 3 million members who carry and use the Union Plus MasterCard.

Union Plus credit card offers triple the typical card benefits, including:

The Triple Plus Value: Bringing you an exceptional credit card with no annual fee and extremely competitive rates for all purchases and transfers.

The Trip Plus Protection: You'll receive 100% protection against fraud, and will not be held liable for unauthorized purchases made using your Union Plus MasterCard. The card also offers skip payment protection which allows you to skip up to two payments within a twelve month period without paying late fees, and strike payment protection which gives you the ability to skip payments up to 4 times in a year if your union goes on strike or lock out for more than thirty days. The strike payment protection is an exclusive Union Plus Mastercard protection option; no other credit card provides you with this level of protection.

The Trip Plus Service: You receive a dedicated customer support team available to answer your questions and address your concerns. The support staff are all United States citizens, and available 24 hours every day. Your support includes merchant dispute assistance in case you have difficulties with a retailer.

If you prefer not to carry a balance from one month to the next, you can even make all of your repayments interest and free from finance charges. Within each billing cycle you have a 25 day grace period. If you pay your entire balance during this time, you will not incur finance charges.

You'll have 24/7 access to your Union Plus MasterCard online, allowing you to check your statements, schedule a payment in as little as one day, and view unbilled activity to make sure there are no unauthorized transactions. Through the National Benefit Corporation and your Union Plus credit card, you'll receive up to $100,000 in travel accident insurance for no additional charge. The insurance protections cardholders, their unmarried dependent children and spouses when the entire fare is purchased with the Union Plus MasterCard.

Review Date: 12/9/2006