Total Rewards® Platinum Plus® Credit Card
People having good credit are most likely to qualify for the Total Rewards Platinum Plus credit card offered through Bank of America. A rewards based credit card with reasonable interest rates and no annual fee, the Total Rewards Platinum Plus Credit Card is available with either a Visa or MasterCard logo.
Your first twelve months as a cardholder will be even more rewarding than the rewards you'll receive as long as you are an active cardholder of this credit card. There is an introductory APR offer on both CashAdvance checks and balance transfers for the first twelve billing cycles, of 0%. This allows people to write a check and deposit it into a high interest savings account for twelve months; or purchase a large ticket item and have twelve months to pay off the purchase, interest free. If you are carrying balances on other credit cards with high interest, it is worth the time and effort to transfer the balances to your Total Rewards Platinum Plus Credit Card in order to make your payments interest free for twelve months.
When you make your first transaction using the Total Rewards Platinum Plus card, you'll receive 2,500 bonus reward credits. Then, for every dollar you spend using the card, you'll receive 1 bonus reward credit. You can prevent your rewards from expiring just by using your card at least one time in every six month period. You are limited to earning 480,000 reward credit points annually.
A unique feature of this credit card is the ability for cardholders to earn additional reward points by gaming play at any of the Harrah's Operating Company casinos.
Rewards earned through the Total Rewards Platinum Plus credit card program can be redeemed for hotel room upgrades, travel services, merchandise and gourmet foods. Review Date: 3/24/2008
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