Simmons First Visa Platinum Rewards
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Key Features
- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 8.95% fixed standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
- No Annual Fee
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Looking for a rewards card with no annual fee? The Simmons Visa Platinum Rewards credit card offers a travel rewards program and no annual fee to cardholders. Unlike some credit cards with increased interest rates or fees for reward program participation, the Visa Platinum Rewards card from Simmons First offers a competitive interest rate on purchases, helping you earn more from the rewards program.
The rewards program is open to all cardholders (except business credit cardholders), and each dollar spent on your Visa Platinum Rewards card will earn you one point. Points can be redeemed for travel on any United States based airline, with no black out dates or seating restrictions. If you don't wish to use the points for flights, you also have the option of redeeming them for hotels, cruises, car rental, restaurants or full vacation packages. Redemption of rewards points is easy, and is a simple process of calling customer service via their toll-free phone number.
In addition to the rewards program, the Simmons First Visa Platinum card offers a variety of other benefits to cardholders, including:
- Travel Accident Insurance up to $1,000,000 when you use your Visa Platinum to buy tickets
- Emergency Cash and Credit Card Replacement if you lose your card or it's stolen while traveling
- Car Rental Loss/Damage Waiver for collision, theft and vandalism of a rental car paid for using your Visa Platinum
- Cash Advances from any ATM with a Visa logo
Review Date: 3/11/2009
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