READYdebit™ Card
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Key Features
- Visa® Debit Card — Accepted Worldwide
- Access to a Million ATMs Around the World
- Online Bill-Payment and Check-Writing Service That Lets Customers Pay Anyone By Check
- Free Direct Deposit, Plus a Network of 50,000 Locations Where Customers Can Load Their Visa® Card With Cash
- 24x7 Customer Support — Online and Phone
- FDIC Insurance & Visa®'s Zero Liability Protection Against Fraudulent Use
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Here’s a great alternative to a real credit card. If you have ever tired of the seemingly endless fees and pitfalls inherent in a credit card account, but need the flexibility to pay without cash, then this card might be right for you.
With the MetaBank Ready Debit Visa Prepaid Card, you get the convenience of a card, but without the hassles. Or, if you need assistance in re-establishing credit, then you can re-enter the credit market and boost your credit rating by using this card.
A debit prepaid card like this one is also known as a ‘stored value’ card. Here are the best benefits of this card: you get the benefits of a Visa card, it has low fees, and guaranteed approval. However there is also a monthly fee of $4.95 associated with this card. Also included is online account access and Visa’s zero liability feature.
You should be aware that there are individual fees for usage as well. There is an opening minimum of $10.00, an application fee of $9.95, and an ATM fee of $2.25. The other fees include: bank teller cash advance $5.00, pin transaction $.95, paper statements $2.00, secondary card $10.00, US ATM balance inquiry $.50, US ATM withdrawal $2.00.
This is definitely an affordable checking account alternative for people who have bad credit or who are trying to re-establish credit. There is minimal risk with a card such as this, but maximum opportunity to get back into the credit scene. As with any type of credit, you need to read the terms and conditions before you sign up. Then, make the best use of this to help move forward financially.
MetaBank was founded in the state of Iowa in 1954 and has grown to reach almost $1 billion in assets. They cater to those who need basic credit offerings. Review Date: 12/19/2008
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