Maximum Rewards(SM) Platinum Edition® Visa® Card
The Maximum Rewards(SM) Platinum Edition® Visa® Card, issued by First National Bank of Omaha, is designed for those with excellent credit who want to participate in a reward program that offers a variety of rewards and who would enjoy the added benefit of having a personalized credit card with their favorite photo or image. Through the reward program, cardholders can earn one point for every dollar they spend on the card. Points are redeemable for exclusive gift cards, electronics, clothes, and household items as well as other luxurious indulgences. There is no limit on the number of points that may be earned, but any unused points will expire after five years. Cardholders will earn 5,000 bonus points after the first purchase is made within the first three billing cycles of the account opening. There is a 0% introductory APR for purchases for the first twelve billing cycles. The card has no annual fee and a reasonable APR for purchases after the introductory rate expires. In addition to the reward program, cardholders can expect platinum benefits such as various online account services. It is important to note that the APRs for all transactions are based on the greater of a variable U.S. Prime Rate. This is simply another way of stating minimum caps, which result in APRs that will not go below a predetermined value. Therefore, those who would like to participate in the reward program and will take advantage of the introductory rate will benefit most from what the Maximum Rewards(SM) Platinum Edition® Visa® Card has to offer. Review Date: 8/21/2008
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