Home Advantage™ MasterCard® from Bank of America

Our Rating: Intro APR: 0% Intro Period: 12 Billing Cycles Annual Fee: $0 Setup Fee: $0 APR: Between 9.99% and 19.99% Terms and Conditions

Key Features 0% Intro Annual Percentage Rate (APR) on Balance Transfers and Cash Advance Checks Through Your First Twelve Billing Cycles Earn 1 Point For Every $1 in Net Retail Purchases at All Merchants Redeem Your Points for Cash Back, Travel With no Blackout Dates, Car Rental and Hotel Rewards, Brand Name Merchandise, or Gift Certificates Redeem Your Points as Extra Payments- Every Time You Earn 5,000 Points, You Can Redeem Them for Cash - Which Can be Applied Directly to Your Mortgage No Limit to The Number of Points You Can Earn Each Year Absolute Fraud Protection Against Unauthorized Use, Online and Offline Access to The MyConcierge(SM) Service, a Unique Personal Assistance Service Secure Online Account Access and Electronic Bill Payment Service APPLY NOW

The Home Advantage MasterCard offered through Bank of America is one of the leading rewards credit cards offered. It’s perfect for individuals who are planning to do home repairs or redecorating, since you can get double the rewards on purchases made in the home improvement category! The Home Advantage MasterCard comes with WorldPoints – Bank of America’s exceptional rewards program based both on the amount of purchases made with the card and the type of purchases you make.

A highly competitive APR is offered to qualified cardholders of the Home Advantage MasterCard from Bank of America that helps you save money on all purchases you make with the card. But the main benefit of using this MasterCard is the WorldPoints rewards program. In addition to earning one point per every dollar spend; you can also receive double points for purchases made in home improvement stores, furnishing and electronic stores for your first twelve months as a Home Advantage cardholder.

What do you do with all the points you earn? In keeping with the home improvement theme, the Home Advantage MasterCard allows you to redeem your points for gift certificates, travel, name brand merchandise or cash- or alternatively, you can redeem your points towards your mortgage payments at the exchange rate of 1% per retail purchase!

In addition to the rewards program and low APR; the Home Advantage MasterCard comes with twenty four hour customer service, online account management and payment options, and fraud protection with no liability for fraudulent purchases.

Review Date: 10/16/2007