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Financial Rewards® Visa® Platinum Plus® Card

Our Rating:
Intro APR: 0%
Intro Period: 6 Billing Cycles
Annual Fee: $0
Setup Fee: $0
APR: 10.99%
Terms and Conditions



Key Features
  • 0% Fixed Intro APR on Balance Transfers
  • No Annual Fee
  • Get Cash Back on Purchases - as Much as $600 Per Year
  • Receive 5 Bonus Points with Your Very First Purchase - 1 Point Equals $1 in Rebates
  • Card Issued by FIA Card Services, N.A.
The Financial Rewards Visa Platinum Plus credit card lives up to the “rewards” in its name. Each year you can earn up to $600 in cash back based on the purchases made using your card. All that and no annual fee makes the Financial Rewards Visa Platinum Plus card, issued through Bank of America, a great choice for most consumers.

When you make your first purchase using your Visa Platinum Plus, you’ll be given 5 points to start out with. Then, for every $100 you spend on your credit card per billing cycle, you’ll receive 1 point. Transfer a balance of $2,500 and receive 5 bonus points. In fact, for every $2,500 you transfer in a single billing cycle, you’ll receive 5 bonus points. You redeem your points at the rate of 1 point per dollar, and they do not expire for 5 years. You can choose to have the money deposited directly to your Financial Rewards Visa Platinum Plus card, or you can have them mail you a check for your cash back rewards.

Use your Financial Rewards Visa Platinum Plus card for your everyday purchases and you’ll receive the maximum cash back rewards in no time! Make all of your payments on time and you’ll avoid finance charges and interest fees to benefit most from this credit card.

As with most Platinum level credit cards, the additional features and benefits of the Financial Rewards Visa Platinum Plus card are many and include online banking services, travel and emergency assistance, auto rental insurance, cash advance checks (at no additional fees), additional cards for the account at no extra charge, total security protection, purchase guard and purchase replacement coverage.

Bank of America banking features the ability to combine balances on multiple Bank of America accounts, use the online account manager to save time and money keeping up with your account, and schedule payments online. You can view past payments, see when the next payment is due, and even check on unbilled activity.

Review Date: 1/23/2007
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