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Discover® Student Card - Tropical Beach

Our Rating:
Intro APR: 0%
Intro Period: 9 Months*
Annual Fee: $0
Setup Fee: $0
APR: 13.99%- 20.99% V
Terms and Conditions



Key Features
  • 0% intro APR on purchases for 9 months, then the variable standard purchase APR of 13.99% - 20.99%*
  • 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through ShopDiscover.com
  • Up to 1% unlimited Cashback Bonus on everything else you buy
  • $0 Fraud Liability plus mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information
Want a better way to travel on spring break, go home for the holidays or just earn rewards for the purchases you make on a daily basis? The Discover Student Tropical Beach Card from Morgan Stanley helps students establish their credit and provides a quality rewards program that helps students like you save money or earn great merchandise.

With no annual fee and a cash back program, you’re earning before you even use your Discover Student Tropical Beach card! In fact, the Discover Student Tropical card gives you a full 1% cash back once you’ve spent over $3,000 on your card, but you’ll earn cash back on lower amounts, as well- so even if you don’t carry high balances you’ll end up being rewarded along the way. When you use your credit card at bookstores, gas stations, restaurants and other select retailers, you’ll receive up to 5% cash back. Best of all, there is no limit to how much you can earn and there is no expiration date for the rewards you earn. You could easily save all of your rewards for several years and then use it to purchase gift certificates or a trip to your favorite spring break destination!

The best feature of the Discover Student Tropical Beach card is the ability to double your rewards at certain retailers. When you’ve earned $50 in rewards, you can get $50 cash back (either by check or as a credit to your billing statement), or choose to double it to $100 by getting gift certificates or items from one of the 60+ participating retailers!

You’ll receive full online account access, perfect for verifying your statements and billing histories, or for making payments. No matter where you are, you’ll also have access to customer service representatives who can answer your questions and help you get the most out of your Discover Student Tropical Beach credit card.

Review Date: 12/13/2006
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