Discover® More(SM) Card
Our Rating: 
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| Intro APR: |
0%* |
| Intro Period: |
6 Months* |
| Annual Fee: |
See Terms |
| Setup Fee: |
$0 |
| APR: |
11.99% - 20.99% (Variable)* |
| Terms and Conditions |
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Key Features
- 0% intro APR on balance transfers for a full 15 months, then the Regular APR
- 0% intro APR on purchases for a full 6 months, then the Regular APR
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
- Up to 1% unlimited Cashback Bonus on all other purchases
- No Annual Fee
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Discover Platinum Card is the answer for people who spend over $3,000 a year on a credit card, who want to earn rewards for their purchases. In fact, if you made the commitment to charge all of your daily expenses to your Discover Platinum Card and make payments within the 25-day grace period each billing cycle, you would earn the most benefits possible. The rewards program kicks in when you’ve spent $1500 with your Discover Platinum Card. From that point on, you’ll receive .25% cash back for every purchase. When you reach $3,000 in purchases on your Discover card, you’ll increase your cash back to 1% of each purchase. When shopping at select retailers, including gas stations, home improvement stores, restaurants and bookstores, your Discover credit card will earn you a full 5% cash back. You can earn as much as you want, as there are no limitations and no expiration dates on the rewards you’ve earned. One of the nicest features of the Discover Platinum rewards program is that it is quite flexible in how you redeem your rewards. You can opt for a check to be mailed to you in the amount of your cash back rewards, or you can have your rewards applied to your account balance to reduce what you owe. One of the most advantageous ways to redeem your Discover Platinum rewards is to use them at participating retails and earn double the rewards! As the name implies, the Discover Platinum card also has all of the benefits you would expect from a platinum level credit card. You’ll receive up to $500,000 in travel accident insurance coverage, car rental insurance and zero liability for unauthorized purchases- making Discover Platinum credit card one of the safest credit cards to travel with. Review Date: 12/13/2006
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