Discover® Motiva(SM) Card

Our Rating: Intro APR: 0%* Intro Period: 15 full months on Balance Transfers and Purchases* Annual Fee: $0 Setup Fee: $0 APR: 10.99% - 20.99% (Variable)* Terms and Conditions

Key Features Earn Cashback Bonus® for your good credit management 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information APPLY NOW

Do you want a credit card that rewards you for paying on time? Or a card that rewards you for every purchase you make? Well here it is. The Discover Motiva Credit card. The card offers percentage rebates, cash back, bonuses and so much more.

The Discover Motiva Credit Card offers a percentage rebate for every purchase that you make on the card, and the higher the amount the purchase is more for, the higher the percentage of rebate is given. Cardholders also receive a percentage rebate for every time they make a purchase at select discount stores or warehouses.

The Discover Motiva Credit card also offers additional bonuses for purchases that the cardholder makes online through Discovers Exclusive online shopping website. Now shopping has become easier and more rewarding. The Discover Motiva Credit card has no limits on the amount of rebates that are earned each year and the rebates never expire.

The Discover Motiva Credit Card cardholders are eligible for a bonus up to twice a year, directly back to their accounts, for payments that are made on time. The Discover Motiva Credit Card also provides travel accident insurance, auto rental insurance and various fraud and security protection plans. The fraud protection services also include receiving alerts that could help you prevent before something does happen. Cardholders have access to their accounts 24-hours a day and are capable of receiving emails reminding the cardholder of payments due so that you may avoid fees, choose a payment date that fits your needs, free payment on line or by phone with no extra charges.

The Discover Motiva Credit card has no annual fees and has an attractive introductory rate on both balance transfers and purchases. Cardholders that are looking for much more than a card can surely benefit from the offers and flexibility the Discover Motiva Credit card has to offer but taking advantage of the make payment on time bonus, and the rewards program.

Review Date: 7/7/2007