Delta Reserve Credit Card
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Key Features
- Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
- Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
- Built-in Miles BoostSM - earn up to 30,000 MQMs and 30,000 bonus miles
- Complimentary Crown Room Club(R) access for you and two guests
- Access to American Express(R) Concierge Services
- Pay with Miles - pay for all or part of any Delta flight with your miles
- Check your first bag for free on every Delta flight
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American Express and Delta Airlines have teamed up to offer a high rewards credit card for frequent flyers that are looking for the ability to earn extra miles with little effort. This card is offered to those with good credit, and even though there is a high annual fee and no introductory offer, this card gives back in their rewards program.
Proof of this generosity is evident in the ability to earn two miles for every eligible dollar spent when shopping for groceries, items from drugstores, purchases from home improvement and hardware stores, fuel from gas stations and certain U.S. Postal services. Card holders can then pay for all or part of their flight with miles earned through the Pay with Miles options.
One can get an injection of 10,000 Medallion Qualification Miles (MQMs) right after making the first purchase with the card. Cardholders also can earn up to 30,000 MQMs with Built-in Miles Boost when they spend $30,000.00 in one year. An additional 15,000 MQMs will accrue if a total of $60,000.00 is spent in a year.
American Express affords access to a smorgasbord of benefits. These conveniences include concierge services, car rental insurance, travel accident insurance, roadside assistance and emergency assistance if the card is ever stolen, Global Assist access and an annual summary of all account activity. All of this is in addition to American Express’s standard offerings of protection services of extended warranties, purchase return and protection, and fraud protection.
The perfect candidate for this card is not only one who travels frequently, but also can spend enough to maximize the benefits offered by the program. If you are an existing account holder, the annual fee is reduced to $350.00. Otherwise it is $450.00. The interest rates are slightly above industry averages and there is a balance transfer offer good the first 12 months. Review Date: 12/19/2008
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