Clear from American Express®

Our Rating: Intro APR: 0% Intro Period: Up to 12 Months Annual Fee: $0 Setup Fee: $0 APR: As low as 9.99% Terms and Conditions

Key Features No Fees of Any Kind. No Annual Fee, No Late Fees, No Over-Limit Fees, No Balance Transfer Fees, No Cash Advance Fees 0% Intro APR for Up to 12 Months Automatic Rewards. You'll Get an American Express Branded Shopping Card Worth $25 Delivered Straight to Your Door Every Time You Spend $2,500 Pay in Full, or Carry a Balance Express Approval. Get a Decision in Less than 60 Seconds APPLY NOW

A credit card without fees? While it may sound unlikely, that’s exactly what Clear from American Express is: A credit card with no fees. Clear doesn’t charge an annual fee, they don’t charge late fees, no fees if you go over-the-limit, and no cash advance fees. And unlike some credit cards issued by American Express, Clear gives you the flexibility to make your payments over time – so you don’t have to pay your balance in full each month.

What more needs to be said for a credit card that doesn’t charge any fees? Clear from American Express also offers an automatic rewards program – you’re enrolled and you are rewarded just for using your card. Whenever you reach s specified spending limit with your Clear credit card, you’ll receive a gift card in the mail that can be used on your next shopping trip. Finally, a rewards program that doesn’t take a genius IQ to figure out how the points are awarded or what you can do with the earned points.

Clear also comes with the Global Assist program offered through American Express travel. You can travel with complete piece of mind thanks to the 24/7 availability of medical, legal, emergency or financial assistance whenever you are over 100 miles from home. Rent a car with your Clear card and you can decline the collision damage waiver the rental company offers because you are 100% covered with your credit card.

Of course, just as you’d expect from a credit card that doesn’t charge fees, the Clear card from American Express also provides no liability on fraudulent purchases, dispute resolution, and identity fraud protection.

Review Date: 10/16/2007