Citi PremierPass® Card
The Citi PremierPass® Card, issued by Citibank, is designed for those with excellent credit who may also be looking for a card that offers rewards. Through the reward program, cardholders earn one point for every dollar spent on general purchases and one point for every three miles the cardholder flies on any airline - or anyone else whose ticket is bought with the card. Points can be redeemed for travel on any airline, gift certificates, merchandise, and more. The maximum number of points that can be earned per year is 100,000, and points will expire in three years if the account has not been active during that time. Cardholders will earn 10,000 bonus points ThankYou® Points after $300 in purchases are made - that's enough for a $100 gift card. Aside from the reward program, cardholders can expect access to a variety of benefits that include up to $1,000,000 in travel accident insurance, auto rental insurance, and various travel and emergency assistance services. This card has no annual fee, and it offers a reasonable interest rate for purchases and balance transfers. There is also an attractive 0% introductory rate available on balance transfers for up to twelve months. However, there is a minimum cap for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap. Therefore, those who will be able to take advantage of the reward program and the additional services available will benefit most from what the Citi PremierPass® Card has to offer. Review Date: 10/11/2008
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