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Citi® Dividend Platinum Select® Card for College Students

Our Rating:
Intro APR: 0%
Intro Period: 6 Months
Annual Fee: See Terms
Setup Fee: $0
APR: 12.99%
Terms and Conditions



Key Features
  • 0% APR* for 6 months on purchases, cash advances and balance transfers as long as you do not default under any Card Agreement*
  • Earn 5% cash back on purchases at supermarkets, gas stations, convenience stores, and utilities including cable for 6 months and 2% thereafter.
  • Earn 1% cash back on all other purchases
  • No minimum income or cosigner required
  • Build your credit history
  • No balance transfer fee with this offer
College students have more expenses than they’ve ever had in their lives- the Citi Dividend Platinum Select Card for College Students helps you get cash back on the purchases you have to make, builds your credit history, and lets students get the card without a co-signer. Finally, credit card issuers who understand the needs of college students!

When you use your Citi Dividend Platinum Select Card to make purchases at the supermarket, gas station, drugstore, or convenience store, you’ll get 2% cash back. When you use your card to pay for typical college expenses, like the cable bill- you’ll also get 2% cash back. It even pays to use your Citi Dividend Platinum Select credit card on your every day purchases everywhere else, as you’ll get 1% cash back on those purchases. You can earn up to $300 cash back each year.

There is no annual fee to carry the Citi Dividend Platinum Select credit card, and since you can apply and get approved without a co-signer, you know you’re building your credit history. Make your payments on time each month, and you’ll be setting yourself up for a bright financial future.

In addition to the cash back rewards program, the Citi Dividend Platinum Select Credit card for College Students comes with a variety of nice features and benefits for cardholders. When traveling, you’ll want to use your card to make all travel related expenses so that you can take advantage of the included travel accident insurance coverage and automobile rental insurance.

The Citi Dividend Platinum card also has top of the line security programs. You can use virtual card numbers when shopping online for additional protection, and you’ll have the peace of mind of knowing that your credit card has a zero liability policy on all unauthorized purchases- regardless of whether they were paid for online or in-person.

Review Date: 1/23/2007
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