Chase Platinum Visa® Card

Our Rating: Intro APR: 0% Intro Period: Up to 12 Months Annual Fee: $0 Setup Fee: $0 APR: 10.99% Terms and Conditions
Key Features 0% Intro APR for Up To 12 Months* on Purchases and Balance Transfers* The Time Period for the Introductory APR and the Balances to which It Will Apply Will Be Based on Our Review of Your Application and Credit History No Annual Fee FREE Online Account Access FREE Travel Services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance APPLY NOW

Best Feature(s):  0% introductory rate; no annual fee; access to free rewards program.

Worst Feature(s):  Uses "Two Cycles Average Daily Balance" method when determining finance charges.

Platinum credit cards have become all the rage amongst the most credit savvy and well educated consumers of this age. In an effort to create a new card that provides maximum value and a notable rewards program for this elite class of cardholders, Chase Manhattan has created the Chase Platinum Visa Card.

This Platinum Visa Card is excellent for consumers who are searching for a card with a good rewards program and a reasonable interest rate. It comes with a zero percent introductory Annual Percentage Rate for up to 12 months, depending on your credit history, on purchases and balance transfers. The card also comes absent an annual fee and has a Flexible Rewards Program. Customers can earn one point per dollar spent on purchases for a total of 60,000 points per year. You’ll have five years from the date of accrual to redeem your points. Unlike many other reward programs, you have various options for redeeming your points. Not only can you convert your points into cash back and select merchandise, you can also elect to trade them in for use towards travel expenses or gift cards.

Another perk of the Chase Platinum Visa is an interest free grace period when you pay your bill in full each month. You also receive free online account access to view your account information including your outstanding balance, available credit, and to make monthly payments. Other perks include free travel services including auto rental insurance and $500,000 Worldwide Travel Accident Insurance. After the 12-month introductory period, the annual percentage rate increases to 14.24 percent.

The Chase Platinum Visa Card is yet another one of the superb options that Chase Manhattan has created for smart, savvy and responsible consumers who are searching for a decent credit card with a good rewards program. Why not give it a try today!

Review Date: 9/29/2006