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Capital One ® Platinum Prestige Visa ®
Capital One® No Hassle Cash(SM) Rewards
Capital One® No Hassle Cash(SM) Rewards - Good Credit
Capital One® No Hassle Cash(SM) Rewards for Students
Capital One® No Hassle Miles(SM) Rewards - Excellent Credit
Capital One® No Hassle Miles(SM) Rewards - Good Credit
Capital One® No Hassle Miles(SM) Ultra—For Professionals
Capital One® No Hassle Points(SM) Rewards - Excellent Credit
Capital One® Platinum - Good Credit
Capital One® Standard Platinum
Capital One® Standard Platinum for Students

Capital One® Standard Platinum

Our Rating:
0% on Purchases until December 2008
Annual Fee: $0
Setup Fee: $0
APR: 19.55%
Terms and Conditions



Key Features
  • Great Choice if You Carry a Balance Short-Term
  • 0% on Purchases Until December 2008. After That, Variable APR, Currently 19.55%
  • No Annual Fee
  • Exclusive Savings: up to 40% off Featured Deals and 10% Savings on Everything Else at Capital One® Saving Zone(SM) on Yahoo! Shopping
  • Platinum Benefits Including Extended Warranties, Travel Accident Insurance and 24 Hour Roadside Assistance
  • *See Capital One® Important Disclosures for More Information
The Capital One® Standard Platinum card is designed for those who have an average credit history and is a great choice if you want a card with no annual fee and no balance transfer fees.

The card does have an interest rate that is slightly high for purchases and balance transfers; however, there is a 0% APR on purchases until December 2008. This card also has no annual fee as well as no balance transfer fees.

In addition, this card provides platinum benefits and services including travel accident insurance, extended warranties for purchases, and roadside assistance. Cardholders are also eligible to receive exclusive savings: up to 40% on featured deals and 10% on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping.

Therefore, those who have average credit and will make use of the additional services will benefit most from what the Capital One® Standard Platinum card has to offer.


Review Date: 8/28/2008
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