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Bank of America Accelerated Rewards™ American Express® Card

Our Rating:
Intro APR: 0%
Intro Period: 12 Billing Cycles
Annual Fee: $0
Setup Fee: $0
APR: 9.99%/15.99%
Terms and Conditions



Key Features
  • Earn Rewards Faster with 1.25 Points for Every Net Retail Purchase Dollar
  • 0% Intro Annual Percentage Rate (APR)* on Balance Transfers and Cash Advance Checks for Your First 12 Billing Cycles
  • No Annual Fee and the Flexibility to Pay Over Time
  • Redeem Your Points for Travel with No Blackout Dates, Discounts at Hotels, Cash, Brand-Name Merchandise, or Gift Certificates
  • Access to Special Cardmember Offers from Participating American Express Merchants to Save on Shopping, Dining, Travel, Hotels, and Much More
  • Free 24/7 Concierge Service
  • Access to More than 2,200 American Express Travel Services Locations Worldwide to Help You
  • Card Issued by FIA Card Services, N.A.
If you have an average range of credit but still want a credit card that works for you the Bank of America Rewards American Express Card might be just what you are looking for. Many people expect more out of their credit cards through rewards programs and this credit does just that.

One point for the reward program is earned on each dollar spent on qualifying purchases. For travel and dining purchases, while they last, cardholder can enjoy double points. These points can be redeemed for a variety of things such as gift certificates, hotel discounts, traveling, merchandise, and even cash. You can earn as many points as you want throughout the year, however, keep in mind that if left unused, after five years they will expire.

The Bank of America Rewards American Express Card offers a very appealing introductory rate of interest that applies to cash advances and balance transfers for the first year of use, as well as a competitive annual fee. After the introductory rate has expired, cardholders enjoy a highly comparable fixed rate of interest.

Cardholders also have the ability to enjoy flexible options for payment and a monthly revolving balance. They further get to enjoy the combined benefits offered by both Bank of America and American Express. American Express has more than 2,000 service locations world wide specific for travelers. They also receive damage, rental loss, and accident insurances while traveling, various emergency services including prescription replacements, hospitals, physicians, and referrals, as well as protection against damage or theft of the card.

Cardholders receive special privileges for traveling and shopping with merchants partnered with American Express, as well as a personal concierge services for VIP access to hot events, hotels, and dining. Card members gain a host of benefits with this credit card, which makes it a very appealing choice.

Review Date: 11/10/2006
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