AT&T Universal Savings and Rewards Card
The AT&T Universal Rewards Card, issued through Citibank, is yet another Citi credit card with an opportunity to earn five times the typical rewards points in the "Thank You Network". For your first year of spending at supermarkets, gas stations and drug stores, you'll earn 5 points for every $1 spent and 1 point per dollar thereafter. All other purchases always receive 1 point per dollar spent. You can use your points to redeem gifts and merchandise. Each year, you can earn up to 50,000 points. The Thank You Network features some amazing merchandise from a variety of merchants. For example, the not-yet-available to purchase PlayStation 3 was available to AT&T points earners for 46,000 points! As an alternative to shopping with your points, you can use them towards travel or give donations to charities. Despite the exceptional rewards program, the AT&T Universal Rewards card does not charge cardholders an annual fee. You can even transfer your other accounts to your new AT&T card and receive 0% interest on the balance for up to the first twelve months. There is no fee for transfers made during the first twelve months- however, you will be billed a 3% fee after the first year. New purchases will be billed at the LIBOR rate plus 6.25% Transfer your balances immediately to save the most money! What a great way to save money and start paying off those old balances! New purchases will be billed at the LIBOR rate plus 6.25%, currently a very low APR. There is a minimum of 20 days each billing period where you can make purchases interest free, provided you make your payments on time and in full every month. Review Date: 10/28/2006
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