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Secured Credit Cards

For many wishing to establish a credit history or to rebuild one secured credit cards, also refered to as prepaid credit cards can be a great option. They are accepted anywhere standard credit cards are, but instead of borrowing money from a bank when using them, you keep money on deposit with the bank that you withdraw with the card. This serves to provide the convenience of having a credit card without the risk of incurring debt.

We suggest you first educate yourself by reading our articles Prepaid Credit Cards and Secured Credit Cards to help you know what to look for. When your ready use the results below to find the best credit card offer for you.
MOST POPULAR SECURED CREDIT CARD
Orchard Bank MasterCard® Secured Our Rating: 2.5 stars
Intro APR: 0%
Intro Period: 6 Months
Annual Fee: $35
Setup Fee: $0
APR: APR Varies*
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  • Initial Credit Limit Up To $1,000
  • Low Annual Fees
  • Competitive APRs
  • Periodic Credit Limit Increase Review
  • Complimentary Online Services for Account Management and Payment
Orchard Bank MasterCard® Secured
MasterCard
The Orchard Bank MasterCard Secured is a great card for bad credit! HSBC Bank Nevada, N.A. understands that there are situations in life that sometimes cause financial difficulty. While other credit lenders immediately turn down individuals with less than perfect credit scores,... Orchard Bank MasterCard® Secured
Eufora Associate Prepaid MasterCard® Our Rating: 4.5 stars
No Introductory Rate Available
Annual Fee: $30
Setup Fee: $0
APR: n/app
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  • No Credit Check
  • Cash Reward Program
  • New Car Sweepstakes
  • Zero Liability
Eufora Associate Prepaid MasterCard®
MasterCard
A prepaid card issued through BANKFIRST, the Eufora Associate Prepaid MasterCard is designed for individuals with less than perfect credit histories, or no credit history, and who might like to earn money for referring others to the card. If you’re going to use a prepaid card, y... Eufora Associate Prepaid MasterCard®
Eufora Preferred Credit Builder Prepaid MasterCard® Our Rating: 4.5 stars
No Introductory Rate Available
Annual Fee: $60
Setup Fee: $0
APR: n/app
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  • No Credit Check
  • Cash Reward Program
  • Optional Credit Bureau Reporting
  • Zero Liability
Eufora Preferred Credit Builder Prepaid MasterCard®
MasterCard
Build an income stream and your credit history all at the same time with the Eufora Preferred Credit Builder Prepaid MasterCard issued by BANKFIRST. You’ll be able to earn $50 per year for every referred applicant who is approved for a Eufora Preferred Credit Builder Prepaid Mas... Eufora Preferred Credit Builder Prepaid MasterCard®
Eufora Elite Credit Builder Prepaid MasterCard® Our Rating: 4.5 stars
No Introductory Rate Available
Annual Fee: $100
Setup Fee: $0
APR: n/app
Apply
  • BUILDS CREDIT! Reports to Credit Bureaus
  • 100% Guaranteed Approval* with No Credit Check - Perfect for Bad Credit or No Credit
  • FREE Direct Deposit
  • FREE Point of Sale Transactions
  • FREE 24/7 Online Access
  • FREE Live Customer Support
  • Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum Value
  • Safer than Cash
Eufora Elite Credit Builder Prepaid MasterCard®
MasterCard
Struggling with a low credit score and a less than perfect credit history that makes it impossible to obtain credit? The Eufora Elite Credit Builder Prepaid MasterCard gives you the power of a credit card, the security of paying with money you have versus money you wish you had ... Eufora Elite Credit Builder Prepaid MasterCard®
New Millennium Bank Gold Visa® / MasterCard® Our Rating: 2.5 stars
No Introductory Rate Available
Annual Fee: $59
Setup Fee: $0
APR: 19.5%
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  • Approved Regardless of Credit History
  • Credit Limits Up To $10,000
  • Reports to All 3 Bureaus
  • Get Cash at Over 740,000 ATMs
  • No Credit Check
New Millennium Bank Gold Visa® / MasterCard®
MasterCard
Even if you’ve been denied credit cards in the past, you can get a Gold card from New Millennium Bank. The New Millennium Bank Gold Visa/MasterCard is a card designed for individuals who have been unable to get an unsecured credit card due to their poor credit scores or limited ... New Millennium Bank Gold Visa® / MasterCard®
New Millennium Bank Secured Platinum Visa®/MasterCard® Our Rating: 2 stars
No Introductory Rate Available
Annual Fee: $59
Setup Fee: $0
APR: 19.5%
Apply
  • Get Approved for Up To $10,000 in Secured Credit with No Credit Check
  • Free Companion Airfare
  • Membership in TheWorldsBestTravelClub.Com, which Offers Cardholders a $69 Cash Rebate on Their First Condo Booking
  • Guaranteed Issue
  • Credit Amount Equals the Deposit
  • Complimentary Online Services for Account Management and Payments
  • Be Approved Regardless of Income or Credit History
  • Reports to the 3 Major Credit Bureaus
New Millennium Bank Secured Platinum Visa®/MasterCard®
MasterCard
Finally, a secured credit card with some of the perks and benefits you would expect from an unsecured credit card! The New Millennium Bank Platinum Visa/MasterCard is the ultimate credit card for individuals with less than perfect credit who are unable to get a traditional credi... New Millennium Bank Secured Platinum Visa®/MasterCard®
Wired Plastic Prepaid Visa® Card Our Rating: 4.5 stars
No Introductory Rate Available
Annual Fee: $0
Setup Fee: $30
APR: n/app
Apply
  • New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
  • No Bounced Check, NSF and Overdraft Charges EVER!
  • FREE Rewards Program - Earn 1 Point for Every $1 Spent, Redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
  • FREE Bill Pay Service - Pay Anyone Online or Over the Phone
  • FREE Credit Builder with Overdraft Protection
  • FREE Mobile & Email Alerts
  • FREE Direct Deposit - Eliminate Check Cashing Fees
  • Add Cash Instantly at 100,000 Retail Locations Nationwide
Wired Plastic Prepaid Visa® Card
Visa
The Wired Plastic Prepaid Visa Card from BANKFIRST is one of the leading prepaid cards available, and for good reason. The convenience is built right into the Wire Plastic Prepaid Visa Card- including multiple deposit options, low fees, and the ability to make purchases over the... Wired Plastic Prepaid Visa® Card
All-Access® Visa® Prepaid Card Our Rating: 5 stars
No Introductory Rate Available
Annual Fee: $0
Setup Fee: $0
APR: n/app
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  • As Seen in Stores Nationwide
  • Extra User Cards ? EXCLUSIVE OFFERING!
  • FREE (5% APR) Savings Account - EXCLUSIVE OFFERING!
  • FREE 2-way Text Message Alerts - EXCLUSIVE OFFERING!
  • FREE Mobile Money Transfers - EXCLUSIVE OFFERING!
  • Refer-a-Friend and You Both Get Paid - EXCLUSIVE OFFERING!
  • Direct Deposit - Get Paid Fast
  • Unlimited Purchase Transactions
All-Access® Visa® Prepaid Card
Visa
Can't obtain an unsecured credit card? No worries. Use the MetaBank All-Access Visa Prepaid Card instead, and have access to all the opportunities a Visa credit card offers. You can make purchases online and by phone, reserve hotels, book airfare or other travel arrangements u... All-Access® Visa® Prepaid Card
BuyRIGHT Pre-Paid MasterCard® Our Rating: 4 stars
No Introductory Rate Available
Annual Fee: $0
Setup Fee: $0
APR: n/app
Apply
  • Free Direct Deposit
  • On-Time Monthly Payments Reported To at Least One Major Credit Bureau
  • Free Account Activity Alerts
  • Flexible Fee Structure
  • BuyRIGHT Rewards Program
  • BuyRIGHT Cash Back Referral Program
BuyRIGHT Pre-Paid MasterCard®
MasterCard
The MetaBank BuyRIGHT Pre-Paid MasterCard is accepted everywhere MasterCard is accepted- which means you can pretty much use your card everywhere you go. The beauty of a prepaid card is the ability to improve your financial strength while enjoying the convenience of paying with ... BuyRIGHT Pre-Paid MasterCard®
AccountNow® Vantage Prepaid MasterCard® Our Rating: 4 stars
No Introductory Rate Available
Annual Fee: $0
Setup Fee: $0
APR: n/app
Apply
  • Free Direct Deposit
  • Keep Track of Monthly Spending
  • Free Pay Anyone Bill Pay
  • Make Purchases Online and Offline
  • No Need to Carry Cash
  • No More Check Cashing Fees
AccountNow® Vantage Prepaid MasterCard®
MasterCard
Have you heard the talk about getting rid of paper and coin money and the potential of using only plastic for all money transactions in the future? MetaBank Account Now Vantage Debit MasterCard is an example of what that would be like! This MasterCard acts like a bank account i... AccountNow® Vantage Prepaid MasterCard®
Western Union® Prepaid MasterCard® Our Rating: 3 stars
No Introductory Rate Available
Annual Fee: $0
Setup Fee: $0
APR: n/app
Apply
  • Short Easy Application
  • No Credit Check
  • No Bank Account Required
  • Reload with Cash at Any of over 48,000 Western Union Agent Locations in the U.S.A.
  • Directly Deposit Your Paycheck to Your Card with No Charge
  • Keep in Touch with Your Balance. Receive Text Message to Your Mobile Device after Every Purchase
  • No Annual Fees
Western Union® Prepaid MasterCard®
MasterCard
Prepaid credit cards offer a multitude of advantages over traditional credit cards, particularly for people who are working to rebuild or establish their credit scores. The transactions made with your Western Union Prepaid card are not reported to the credit bureaus, and it does ... Western Union® Prepaid MasterCard®
New Millennium Bank Black Diamond Visa®/MasterCard® Our Rating: 2 stars
No Introductory Rate Available
Annual Fee: $59
Setup Fee: $0
APR: 19.5%
Apply
  • Get Approved for Up To $10,000 in Secured Credit with No Credit Check
  • Reports to the 3 Major Credit Bureaus
  • Guaranteed Issue
  • Be Approved Regardless of Income or Credit History
  • Credit Amount Equals the Deposit
  • Complimentary Online Services for Account Management and Payments
  • Free Companion Airfare
New Millennium Bank Black Diamond Visa®/MasterCard®
Visa
Issued by the New Millennium Bank, the New Millennium Bank Black Diamond Visa / MasterCard is available to individuals without credit or with poor credit. It is a secured credit card that offers a solution for people who are unable to get an unsecured credit card. While the N... New Millennium Bank Black Diamond Visa®/MasterCard®
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