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If you need a credit card but have less than perfect credit we can help. We have creditors who are willing to work with you to get your credit back on the right track. We recommend you first educate yourself by reading the following articles. Once you're ready, select a card below or select a category to filter further.
MOST POPULAR POOR CREDIT CARD

New Millennium Bank Secured Platinum Visa/MasterCard

Our Rating: 2 stars
No Introductory Rate Available
Annual Fee: $59
Setup Fee: $0
APR: 19.5%
Apply
  • Get Approved for Up To $10,000 in Secured Credit with No Credit Check
  • Free Companion Airfare
  • Membership in TheWorldsBestTravelClub.Com, which Offers Cardholders a $69 Cash Rebate on Their First Condo Booking
  • Guaranteed Issue
  • Credit Amount Equals the Deposit
  • Complimentary Online Services for Account Management and Payments
  • Be Approved Regardless of Income or Credit History
  • Reports to the 3 Major Credit Bureaus
New Millennium Bank Secured Platinum Visa/MasterCard
MasterCard
Finally, a secured credit card with some of the perks and benefits you would expect from an unsecured credit card! The New Millennium Bank Platinum Visa/MasterCard is the ultimate credit card for individuals with less than perfect credit who are unable to get a traditional credi... New Millennium Bank Secured Platinum Visa/MasterCard

New Millennium Bank Black Diamond Visa/MasterCard®

Our Rating: 2 stars
No Introductory Rate Available
Annual Fee: $59
Setup Fee: $0
APR: 19.5%
Apply
  • No Credit Check
  • Approved Regardless of Credit History
  • Total Credit Limit Up to $10,000
  • Reports to All 3 Bureaus
  • Get Cash at Over 740,000 ATMs
  • Emergency Cash Transfers
  • Auto Rental
  • $100,000 Travel Accident Insurance
New Millennium Bank Black Diamond Visa/MasterCard®
Visa
Issued by the New Millennium Bank, the New Millennium Bank Black Diamond Visa / MasterCard is available to individuals without credit or with poor credit. It is a secured credit card that offers a solution for people who are unable to get an unsecured credit card. While the N... New Millennium Bank Black Diamond Visa/MasterCard®

AccountNow Prepaid MasterCard

Our Rating: 4 stars
No Introductory Rate Available
Annual Fee: $0
Setup Fee: $0
APR: n/app
Apply
  • iAdvance Line of Credit from MetaBank, No Credit Check Needed
  • $0 ACTIVATION FEE - When You Load Your Card By Direct Deposit
  • 100% Guaranteed Approval*
  • FREE Credit Builder
  • FREE Online Bill Pay
  • NO Overdraft Fees or Minimum Balance Required
  • Re-loadable With a $10,000 Balance
AccountNow Prepaid MasterCard
MasterCard
Have you heard the talk about getting rid of paper and coin money and the potential of using only plastic for all money transactions in the future? AccountNow Prepaid MasterCard issued by MetaBank is an example of what that would be like! This MasterCard card acts like a bank ac... AccountNow Prepaid MasterCard

New Millennium Bank Gold Visa / MasterCard

Our Rating: 2.5 stars
No Introductory Rate Available
Annual Fee: $59
Setup Fee: $0
APR: 19.5%
Apply
  • No Credit Check
  • Approved Regardless of Credit History
  • Total Credit Limit Up To $10,000*
  • Reports to All 3 Bureaus
  • Get Cash at Over 740,000 ATMs
  • Emergency Cash Transfers
  • Auto Rental Insurance
  • $100,000 Travel Accident Insurance
New Millennium Bank Gold Visa / MasterCard
MasterCard
Even if you’ve been denied credit cards in the past, you can get a Gold card from New Millennium Bank. The New Millennium Bank Gold Visa/MasterCard is a card designed for individuals who have been unable to get an unsecured credit card due to their poor credit scores or limited ... New Millennium Bank Gold Visa / MasterCard

Baby Phat Prepaid Visa RushCard

Our Rating: 3 stars
No Introductory Rate Available
Annual Fee: $0
Setup Fee: $0
APR: n/app
Apply
  • Free Credit Builder with RushPath to Credit
  • Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
  • Free Direct Deposit of Tax Refunds, Anticipation Loans, and Paychecks
  • Free 24x7 Customer Service
  • Use Anywhere Visa Debit Cards are Accepted - In Stores on the Internet, and Over the Phone
  • Simple and Reasonable - No Monthly, Annual, or Hidden Fees
  • Everyone is Eligible — No Credit Check or Employment Verification
  • Helps Control Debt - You Can't Overspend!
Baby Phat Prepaid Visa RushCard
Visa
A card that is as fashionable as the internationally known Baby Phat clothing line; the Baby Phat Prepaid Visa RushCard gives individuals with less than perfect credit a way to spend using a Visa card. The prepaid version of Visa will only allow you to spend as much as you've de... Baby Phat Prepaid Visa RushCard

Eufora Preferred Credit Builder Prepaid MasterCard

Our Rating: 4.5 stars
No Introductory Rate Available
Annual Fee: $60
Setup Fee: $0
APR: n/app
Apply
  • No Credit Check
  • Cash Reward Program
  • Optional Credit Bureau Reporting
  • Zero Liability
Eufora Preferred Credit Builder Prepaid MasterCard
MasterCard
Build an income stream and your credit history all at the same time with the Eufora Preferred Credit Builder Prepaid MasterCard issued by BANKFIRST. You’ll be able to earn $50 per year for every referred applicant who is approved for a Eufora Preferred Credit Builder Prepaid Mas... Eufora Preferred Credit Builder Prepaid MasterCard

Prepaid Visa RushCard

Our Rating: 3 stars
No Introductory Rate Available
Annual Fee: $0
Setup Fee: $0
APR: n/app
Apply
  • Free Credit Builder with RushPath to Credit
  • Free Text Alerts: Check Balance, Check Recent Transactions, and Deposit Alerts
  • Free Direct Deposit of Tax Refunds, Anticipation Loans, and Paychecks
  • Free 24x7 Customer Service
  • Use Anywhere Visa Debit Cards are Accepted - In Stores on the Internet, and Over the Phone
  • Simple and Reasonable - No Monthly, Annual, or Hidden Fees
  • Everyone is Eligible — No Credit Check or Employment Verification
  • Helps Control Debt - You Can't Overspend!
Prepaid Visa RushCard
Visa
The "RushCard" is a prepaid card offered through Visa. It allows cardholders the convenience of a credit card, but without the dangers of falling into credit card debt. Prepaid cards allow you to spend however much you've deposited to your card account – and no more. There a... Prepaid Visa RushCard

Millennium Advantage Pre-Paid MasterCard

Our Rating: 2.5 stars
No Introductory Rate Available
Annual Fee: $0
Setup Fee: $0
APR: n/app
Apply
  • Use Your Card at Over 900,000 ATMs and Millions of Locations Worldwide!
  • No Credit Check or Income Verification Required
  • No Chexsystem Check
  • No Minimal Balance Required!
  • Phone and On-line Account Access
  • Shop and Pay Bills On-line!
Millennium Advantage Pre-Paid MasterCard
MasterCard
A stored value credit card is more than just a checking account with a debit card attached. You get some very nice benefits as well. Such is the case with the Millennium Advantage Prepaid MasterCard from New Millennium Bank. You will make payments in advance into an account ... Millennium Advantage Pre-Paid MasterCard

Vision Silver Prepaid MasterCard®

Our Rating: 4 stars
No Introductory Rate Available
Annual Fee: $0
Setup Fee: $0
APR: n/app
Apply
  • Perfect Card for Government/Benefits Checks Recipients
  • $0 Activation with Rebate*
  • 100% Guaranteed Approval*/No Credit Check
  • Free Direct Deposit of Your Pay or Government Check
  • Free Unlimited Purchase Transactions Anywhere Where MasterCard Debit Card is Accepted
  • No Overdraft Fees or Minimum Balances
  • Online Checking - Electronic or Paper Checks
Vision Silver Prepaid MasterCard®
MasterCard
Here’s a great idea: offer a credit card that is accepted world-wide for any purchases, but leave off the credit line and base it solely on the money in the account. That is the premise of the MetaBank Vision Silver Prepaid MasterCard. This card is designed for those who are n... Vision Silver Prepaid MasterCard®

READYdebit™ Card

Our Rating: 4 stars
No Introductory Rate Available
Annual Fee: $0
Setup Fee: $0
APR: n/app
Apply
  • Visa® Debit Card — Accepted Worldwide
  • Access to a Million ATMs Around the World
  • Online Bill-Payment and Check-Writing Service That Lets Customers Pay Anyone By Check
  • Free Direct Deposit, Plus a Network of 50,000 Locations Where Customers Can Load Their Visa® Card With Cash
  • 24x7 Customer Support — Online and Phone
  • FDIC Insurance & Visa®'s Zero Liability Protection Against Fraudulent Use
READYdebit™ Card
Visa
Here’s a great alternative to a real credit card. If you have ever tired of the seemingly endless fees and pitfalls inherent in a credit card account, but need the flexibility to pay without cash, then this card might be right for you. With the MetaBank Ready Debit Visa Prepa... READYdebit™ Card

BuyRIGHT Pre-Paid MasterCard

Our Rating: 4 stars
No Introductory Rate Available
Annual Fee: $0
Setup Fee: $0
APR: n/app
Apply
  • Free Direct Deposit
  • On-Time Monthly Payments Reported To at Least One Major Credit Bureau
  • Free Account Activity Alerts
  • Flexible Fee Structure
  • BuyRIGHT Rewards Program
  • BuyRIGHT Cash Back Referral Program
BuyRIGHT Pre-Paid MasterCard
MasterCard
The MetaBank BuyRIGHT Pre-Paid MasterCard is accepted everywhere MasterCard is accepted- which means you can pretty much use your card everywhere you go. The beauty of a prepaid card is the ability to improve your financial strength while enjoying the convenience of paying with ... BuyRIGHT Pre-Paid MasterCard

Eufora Associate Prepaid MasterCard

Our Rating: 4.5 stars
No Introductory Rate Available
Annual Fee: $30
Setup Fee: $0
APR: n/app
Apply
  • No Credit Check
  • Cash Reward Program
  • New Car Sweepstakes
  • Zero Liability
Eufora Associate Prepaid MasterCard
MasterCard
A prepaid card issued through BANKFIRST, the Eufora Associate Prepaid MasterCard is designed for individuals with less than perfect credit histories, or no credit history, and who might like to earn money for referring others to the card. If you’re going to use a prepaid card, y... Eufora Associate Prepaid MasterCard

Wired Plastic Prepaid Visa Card

Our Rating: 4.5 stars
No Introductory Rate Available
Annual Fee: $0
Setup Fee: $30
APR: n/app
Apply
  • New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
  • No Bounced Check, NSF and Overdraft Charges EVER!
  • FREE Rewards Program - Earn 1 Point for Every $1 Spent, Redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
  • FREE Bill Pay Service - Pay Anyone Online or Over the Phone
  • FREE Credit Builder with Overdraft Protection
  • FREE Mobile & Email Alerts
  • FREE Direct Deposit - Eliminate Check Cashing Fees
  • Add Cash Instantly at 100,000 Retail Locations Nationwide
Wired Plastic Prepaid Visa Card
Visa
The Wired Plastic Prepaid Visa Card from BANKFIRST is one of the leading prepaid cards available, and for good reason. The convenience is built right into the Wire Plastic Prepaid Visa Card- including multiple deposit options, low fees, and the ability to make purchases over the... Wired Plastic Prepaid Visa Card

Applied Bank® Secured Visa® Credit Card

Our Rating: 3 stars
No introductory rate
Annual Fee: See Terms
Setup Fee: $0
APR: 9.99%
Apply
  • 9.99% Low Fixed APR - Rate Won't Change Even If You're Late!
  • CHOOSE Your Credit Limit Up To $5,000*
  • $0 Fraud Liability
  • NO Credit Requirements
  • NO Income Requirements
  • ACCEPTED Worldwide at Millions of Locations
  • CREDIT Bureau Reporting

*Minimum $200 deposit required. Your credit limit will be equal to the amount of your deposit.

Applied Bank® Secured Visa® Credit Card
Visa
The Applied Bank Secured Visa offers guaranteed approval to everyone who applies using verifiable information and makes a deposit. It's ideal for individuals who have had credit problems in the past, or for people who don't have a credit history yet and find it difficult to quali... Applied Bank® Secured Visa® Credit Card

Applied Bank® Secured Visa® Gold Card

Our Rating: 3 stars
No introductory rate
Annual Fee: See Terms
Setup Fee: $0
APR: 9.99%
Apply
  • 9.99% Low Fixed APR - Rate Won’t Change Even If You’re Late!
  • CHOOSE Your Credit Limit Up To $5,000*
  • $0 Fraud Liability
  • NO Credit Requirements
  • NO Income Requirements
  • ACCEPTED at 27 Million Locations Worldwide and Online
  • CREDIT Bureau Reporting
  • *Minimum $200 Deposit Required. Your Credit Limit Will Be Equal to the Amount of Your Deposit.
Applied Bank® Secured Visa® Gold Card
Visa
A Secured Visa Gold card with your name on it is waiting at Applied Bank, with no credit checks or income requirements to qualify. If you've had credit problems previously and are looking to rebuild your credit, the Applied Bank Secured Visa Gold credit card is a great option wi... Applied Bank® Secured Visa® Gold Card
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