Stretch Your Home Improvement Dollars Further With Home Improvement Rewards Cards

by: Debbie Dragon

Keeping up with home maintenance projects is something most homeowners take pride in. Whether you're in need of additional tools to complete your latest home improvement project, or the actual supplies to make it all happen, using a credit card with home improvement rewards makes sense. While each credit card rewards program offers different benefits, all are designed to help you stretch your home improvement dollars by helping you earn something back each time you make a purchase for repairing or upgrading your home.

Particularly with the nice weather of summer months, homeowners start updating their homes and landscaping. If you're working on any of the following projects, or have been considering them as well as others, you'll be happy to know the supplies you need to complete them can earn you rewards using home improvement credit card rewards programs:

adding a deck or porch
re-landscaping your property with new plants, trees and flowers
paving the driveway
adding a new bedroom or other addition to your home
replacing outdated or broken appliances
redecorating the family room
installing hardwood floors
replacing toilets with energy efficient, low flow versions
replacing lightbulbs with energy efficient lightbulbs

If you regularly make improvements or updates to your home, simply charging the purchases to one of the home improvement rewards cards will give you some of your purchase back in the form of cash back or mortgage payments. If you are worried about interest rates, simply pay your credit card bill in full when you receive it and you can avoid paying interes ton your home improvement purchases – and you'll still receive the benefits from the rewards program.

Here are several credit cards with home improvement rewards programs that you might consider for your home improvement to get the biggest bang for your buck!

Home Improvement Rewards Cards

Home Advantage MasterCard from Bank of America - This card offers double rewards whenever you use it to make home improvement related purchases. As a bonus, you can choose to apply your rewards in the form of additional mortgage payments to help you pay off your mortgage faster.

Citi Home Rebate Platinum Select Mastercard- If your idea of improving your home involves paying off your mortgage, Citi Home Rebate Platinum Select is another option that helps you do just that. When you use the card to pay for your home utility expenses, you'll earn 6% cash back, which can be applied directly to your mortgage to help you pay it off quicker.

Chase Business Rebate Visa Card- This card is targeted to business owners, and would be particularly useful to contractors who frequently purchase home improvement supplies to conduct their business! Purchases on home improvement category items will earn cardholders 3% cash back.

Discover Student Card- Many college students get their own apartments and begin living on their own for the first time in their lives. With this card, students can earn 5% cash back when making home improvement purchases, from home improvement retailers.

Discover More Card- Another option for homeowners wanting to get cash back on their home improvement purchases, the Discover More card offers 5% cash back on all purchases from home improvement retailers.

Leverage Your Money

If you have to make the purchases anyway in order to improve the quality or condition of your home, you may as well make the purchases in a way that gives you something more than the items purchased. The home improvement rewards programs leverage your money and your spending power.

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