Student Credit Cards Articles
It's important to be well educated about student credit cards before applying for credit or making any other major financial decision. In our education center we will inform you about any aspect of applying for and using student credit cards. We publish new credit card articles weekly so be sure to check back often.
- Good Credit Cards for College Students
Good credit cards for college students will keep costs low while still developing student credit. Look for a blend of these two features when selecting the card that works for you. It is also wise to look for added bonuses you can use in your specific situation to reward good spending habits.
- Changes in Credit Cards for College Students
Under the new credit card regulations, college students will find it more difficult to get a credit card. Unless you are 21 years of age or older, you will now have to show proof of income or ask your parents to co-sign your application. Credit card companies have also been imposed restrictions that will not allow them to campaign on campuses like they have in the past. Student cards are also expected, under the new guidelines, to carry higher interest rates and have lower credit limits. So does this mean that college students should not use a credit card? Not necessarily.
- A Comparison of Student Credit Cards
As students head off to college to begin their education, many are applying for their first credit card. During your college years is a great time to begin to build your credit score for the future, and using a student credit card wisely is a great way to get started. Today, there are a number of great options for students. Here is an overview of some of the more popular cards to choose from.
- Students: Build Your Credit Early With a Low Limit Student Credit Card
As you begin to embark on the world as a college student, responsibility for yourself shifts from your parents to you. One of the most important things a college student can do for their future is to begin to build their credit. Your credit score will follow you for the rest of your life, and a good score will help you to obtain loans for life’s essentials. If at any point in the future you hope to purchase a vehicle, a home or another large item, now is the time to begin to build your credit.
- Credit Card Tips for Your College Freshman
Nearly 90% of college students applying for their first credit card are freshmen. Realistically, the average college freshman does not have a checking account and possesses very little money management knowledge. Upon high school graduation, many students face adulthood decision while still thinking like a teenager. The wisest gift of guidance to give for now and the rest of their life is teaching them good money management skills before they acquire their first credit card.
- 5 Things Students Should Use Credit Cards For
Once college students arrive on university campuses they might be surprised at how easy it is to obtain a credit card. Advertisements are all over campus, and the offers look so good. It is imperative, however, that students understand credit card usage and how it can hurt them financially.
- New Credit Laws for Young People
Many adults who find themselves in financial troubles as they get older generally have some capital, or at the very least, financial experience to fall back on. This isn’t to say that dealing with debt problems is any easier when you’re older, it certainly isn’t, but growing up with debt problems is a serious problem facing the modern youth.
- The Case for College Credit Cards
Does the thought of your college kid with a credit card make you cringe? If so, read on for some surprising reasons why college credit cards are actually a good thing.
- How to Get a Student Credit Card in Tough Financial Times
Student credit cards are getting harder to come by, but it's not impossible to find a good deal. Here are some tips for getting approved for a student credit card even when credit is tight.
- Card Issuers and Colleges Team Up on Students
When colleges team up with banks, do students win or lose? Read on to learn more about the partnership between universities and credit card issuers.
- Are Schools Teaching Kids to Buy on Credit at a Young Age?
Around the country, many schools have begun cashless purchasing processes in the cafeteria. There are a variety of methods used to keep track of the purchases, from student ID cards that operate like a debit card to fingerprint systems to simply giving the cashier your name or student number to have your purchase deducted from the account.
- Can Your High School Student Have a Credit Card?
Most credit cards designed for students were created for college students – but can a high school student get a credit card? The short answer is: YES.
- “Credit Card Kiosks” on College Campuses
Students entering their freshmen year of college are typically starting a new chapter in their lives, filled with hundreds of first-time experiences and opportunities. For many, it's the first time they've lived on their own. For some, it may also be the first time they had to do much for themselves, from laundry to planning their own meals. For all college students, the temptation to sign on the dotted line for various credit card offers can be too much to overcome!
- Should Your Student get a Student Credit Card?
When your child begins college, they are bombarded with any number of offers and good deals, but one that many students are particularly interested in is the student credit card.
- Understanding Your Credit Card Rights
When you apply for and are issued credit, your signature on the credit application acts as your acceptance of the terms set forth by the issuing financial institution. Even though it may seem that the issuer has the upper hand in all matters related to using the credit, that’s not entirely true.
- 529 Plan Credit Cards
A 529 plan is a savings plan that is used for saving towards future college costs, and offers a variety of tax-advantages over other forms of savings. It makes sense then, that families with children are opting to use credit cards with rewards that are tied into 529 plans.
- Why Your College Student SHOULD Have a Credit Card
There’s no shortage of resources available telling you why college students should not have credit cards. Indeed there are some very valid concerns about college students and credit cards which are address later in this article, but there are also a number of good reason parents should help their children obtain a credit card heading off to college. This article covers some of these reasons.
- Student Credit Cards 101
A crash course on using student credit cards.
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